Herald Rider EMI Calculator

Updated on October 2026

The Herald Rider EMI is Rs. 2,350 per month for 36 months at 9.45% on a loan of Rs. 73,419, with a down payment of Rs. 18,442. This is based on the STD variant's on-road price of Rs. 91,861 in Delhi (ex-showroom Rs. 87,660). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Rider On-road price

Herald Rider EMI and Down Payment (Delhi)

Ex-showroom

: Rs. 87,660

On-road price

: Rs. 91,861 (Delhi)

Loan amount

: Rs. 73,419 (On-road - Down payment)

Down payment

: Rs. 18,442 (On-road - Loan amount)

Monthly EMI

: Rs. 2,350 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 4,001

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Herald Rider Bike Loan EMI Calculator

On-road price (Delhi): Rs. 91,861
Down payment: Rs. 18,442
Loan amount: Rs. 73,419
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 2,350
Total interest: Rs. 11,181
Total payable: Rs. 84,600

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Herald Rider Loan Interest Rates by Bank

Herald Rider loan rates, 36 months, loan Rs. 73,419
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 2,527 (36 months)
ICICI Bank	10.05% onwards	Rs. 2,371 (36 months)
Axis Bank	11% onwards	Rs. 2,404 (36 months)
Bank of Baroda	13.65% onwards	Rs. 2,497 (36 months)

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Herald Rider EMI by Tenure

For a Rs. 73,419 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 6,436	Rs. 3,813	Rs. 77,232
24 months	Rs. 3,369	Rs. 7,437	Rs. 80,856
36 months	Rs. 2,350	Rs. 11,181	Rs. 84,600
48 months	Rs. 1,843	Rs. 15,045	Rs. 88,464
60 months	Rs. 1,540	Rs. 18,981	Rs. 92,400

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Herald Rider

Starts at ₹ 87,660

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Herald Rider EMI vs Splendor Plus, Activa, SP125

Hero Splendor Plus
Rs. 78,912
Splendor Plus EMI Compare with Rider
Honda Activa
Rs. 76,358
Activa EMI Compare with Rider
Honda SP125
Rs. 90,498
SP125 EMI Compare with Rider
Hero Splendor Plus XTEC
Rs. 82,418
Splendor Plus XTEC EMI Compare with Rider
Suzuki Access 125
Rs. 82,185
Access 125 EMI Compare with Rider

Herald Rider EMI FAQs

What is the EMI for the Herald Rider?

Rs. 2,350 per month for the STD variant (loan Rs. 73,419, 9.45%, 36 months). Over 60 months it is Rs. 1,540.

What is the down payment for the Herald Rider?

Rs. 18,442 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Herald Rider loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,371 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Herald Rider loan?

Rs. 11,181 over 36 months on the STD loan at 9.45%.

What on-road price is the Herald Rider EMI based on?

Rs. 91,861 in Delhi: ex-showroom Rs. 87,660, insurance Rs. 4,001, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Herald Rider Q&A

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