Essel Energy GET 1 EMI Calculator

Updated on November 2026

The Essel Energy GET 1 EMI is Rs. 1,063 per month for 36 months at 9.45% on a loan of Rs. 33,204, with a down payment of Rs. 11,622. This is based on the 13AH Li variant's on-road price of Rs. 44,826 in Rupnagar (ex-showroom Rs. 41,500). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: GET 1 On-road price | GET 1 Mileage

Essel Energy GET 1 EMI and Down Payment

Essel Energy GET 1 13AH Li – EMI calculator

Ex-showroom

: Rs. 41,500

On-road price

: Rs. 44,826 (Rupnagar)

Loan amount

: Rs. 33,204 (On-road price - Down payment)

Down payment

: Rs. 11,622 (Amount paid upfront)

Monthly EMI

: Rs. 1,063 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,126

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Essel Energy GET 1 Bike Loan EMI Calculator

Variant: 13AH Li
On-road price (Rupnagar): Rs. 44,826
Down payment: Rs. 11,622
Loan amount: Rs. 33,204
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 1,063

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Essel Energy GET 1 Bike Loan EMI & Loan Breakdown

Monthly EMI

Rs. 1,063

36 months @ 9.45%

Down paymentRs. 11,622
Loan amountRs. 33,204
Total interestRs. 5,064
Total loan repayment (EMIs)Rs. 38,268
Total purchase outlayRs. 49,890

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the 13AH Li costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 10,046	Rs. 2,710	Rs. 23,158
Year 2 Months 13-24	Rs. 11,037	Rs. 1,719	Rs. 12,121
Year 3 Months 25-36	Rs. 12,121	Rs. 635	Rs. 0

Essel Energy GET 1 Loan Interest Rates by Bank

Essel Energy GET 1 loan rates, 36 months, loan Rs. 33,204
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 1,143 (36 months)
ICICI Bank	10.05% onwards	Rs. 1,072 (36 months)
Axis Bank	11% onwards	Rs. 1,087 (36 months)
Bank of Baroda	13.65% onwards	Rs. 1,129 (36 months)

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Essel Energy GET 1 EMI by Tenure

For a Rs. 33,204 loan on the 13AH Li at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 2,911	Rs. 1,728	Rs. 34,932
24 months	Rs. 1,524	Rs. 3,372	Rs. 36,576
36 months	Rs. 1,063	Rs. 5,064	Rs. 38,268
48 months	Rs. 833	Rs. 6,780	Rs. 39,984
60 months	Rs. 697	Rs. 8,616	Rs. 41,820

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Essel Energy GET 1

3.7 6 user reviews

Starts at ₹ 41,500

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Essel Energy GET 1 Variant-Wise EMI

On-road prices in Rupnagar. Every variant uses the same rule: the loan runs 36 months at 9.45%, and the down payment is the on-road price minus the loan.

GET 1 Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @9.45%	Down Payment	EMI (36 months)
13AH Li	Electric / Automatic	Rs. 41,500	Rs. 44,826	Rs. 33,204	Rs. 11,622	Rs. 1,063
11AH Li	Electric / Automatic	Rs. 43,500	Rs. 46,858	Rs. 34,947	Rs. 11,911	Rs. 1,119

How Is the Essel Energy GET 1 EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the 13AH Li variant: P = Rs. 33,204, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 1,063.

The calculation starts from the Rupnagar on-road price of Rs. 44,826 (ex-showroom Rs. 41,500 plus insurance, RTO and other charges).

Factors That Affect Your Essel Energy GET 1 Loan EMI

Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
Interest rate: A rate 1% higher adds about Rs. 15 to the EMI on a Rs. 33,204 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
Loan tenure: Over 12 months the EMI is Rs. 2,911; over 60 months it drops to Rs. 697 but you pay Rs. 6,888 more in interest.
Variant and city: In Rupnagar the EMI ranges from Rs. 1,063 (13AH Li) to Rs. 1,119 (11AH Li). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Essel Energy GET 1 EMI vs X One, Rubie, Neu

Starting EMI of each model's base variant, worked out the same way as the Essel Energy GET 1: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Komaki X One Graphene	Rs. 43,301	Rs. 1,021	36 months	9.45%	Compare with GET 1
Yakuza Electric Rubie 48V	Rs. 43,627	Rs. 1,030	36 months	9.45%	Compare with GET 1
Yakuza Electric Neu 48V	Rs. 45,334	Rs. 1,077	36 months	9.45%	Compare with GET 1
Komaki XGT KM Graphene	Rs. 49,397	Rs. 1,188	36 months	9.45%	Compare with GET 1

Frequently Asked Questions About Essel Energy GET 1 EMI

What is the monthly EMI for the Essel Energy GET 1?

Rs. 1,063 a month for the 13AH Li, on a Rs. 33,204 loan at 9.45% for 3 years. The top 11AH Li works out to Rs. 1,119.

How much down payment is required for the Essel Energy GET 1?

About Rs. 11,622 for the 13AH Li in Rupnagar. That's the on-road price of Rs. 44,826 minus the Rs. 33,204 loan.

How does the loan tenure affect the Essel Energy GET 1 EMI?

Over 1 year the EMI is Rs. 2,911 and you pay Rs. 1,728 in interest. Stretch it to 5 years and the EMI drops to Rs. 697, but interest rises to Rs. 8,616.

Is the Essel Energy GET 1 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Rupnagar the 13AH Li costs Rs. 44,826 on-road, which includes Rs. 3,126 insurance and Rs. 200 RTO and other charges.

Does the Essel Energy GET 1 EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Essel Energy GET 1 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 33,204 loan comes to Rs. 1,072 a month.

Ask or read owner questions on Essel Energy GET 1 Q&A

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