Yakuza Neu EMI Calculator

Updated on November 2026

The Yakuza Neu EMI is Rs. 1,077 per month for 36 months at 9.45% on a loan of Rs. 33,640, with a down payment of Rs. 11,694. This is based on the 48V variant's on-road price of Rs. 45,334 in Devgadh (ex-showroom Rs. 42,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Neu On-road price | Neu Mileage

Yakuza Neu EMI and Down Payment

Yakuza Electric Neu 48V – EMI calculator

Ex-showroom

: Rs. 42,000

On-road price

: Rs. 45,334 (Devgadh)

Loan amount

: Rs. 33,640 (On-road price - Down payment)

Down payment

: Rs. 11,694 (Amount paid upfront)

Monthly EMI

: Rs. 1,077 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,134

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Yakuza Neu Bike Loan EMI Calculator

Variant: 48V
On-road price (Devgadh): Rs. 45,334
Down payment: Rs. 11,694
Loan amount: Rs. 33,640
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 1,077

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Yakuza Neu Bike Loan EMI & Loan Breakdown

Monthly EMI

Rs. 1,077

36 months @ 9.45%

Down paymentRs. 11,694
Loan amountRs. 33,640
Total interestRs. 5,132
Total loan repayment (EMIs)Rs. 38,772
Total purchase outlayRs. 50,466

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the 48V costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 10,178	Rs. 2,746	Rs. 23,462
Year 2 Months 13-24	Rs. 11,183	Rs. 1,741	Rs. 12,279
Year 3 Months 25-36	Rs. 12,279	Rs. 645	Rs. 0

Yakuza Neu Loan Interest Rates by Bank

Yakuza Neu loan rates, 36 months, loan Rs. 33,640
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 1,158 (36 months)
ICICI Bank	10.05% onwards	Rs. 1,086 (36 months)
Axis Bank	11% onwards	Rs. 1,101 (36 months)
Bank of Baroda	13.65% onwards	Rs. 1,144 (36 months)

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Yakuza Neu EMI by Tenure

For a Rs. 33,640 loan on the 48V at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 2,949	Rs. 1,748	Rs. 35,388
24 months	Rs. 1,544	Rs. 3,416	Rs. 37,056
36 months	Rs. 1,077	Rs. 5,132	Rs. 38,772
48 months	Rs. 844	Rs. 6,872	Rs. 40,512
60 months	Rs. 706	Rs. 8,720	Rs. 42,360

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Yakuza Neu

4.8 4 user reviews

Starts at ₹ 42,000

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Yakuza Neu Variant-Wise EMI

On-road prices in Devgadh. Every variant uses the same rule: the loan runs 36 months at 9.45%, and the down payment is the on-road price minus the loan.

Neu Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @9.45%	Down Payment	EMI (36 months)
48V	Electric	Rs. 42,000	Rs. 45,334	Rs. 33,640	Rs. 11,694	Rs. 1,077
60V	Electric	Rs. 44,240	Rs. 47,610	Rs. 35,592	Rs. 12,018	Rs. 1,139
72V	Electric	Rs. 47,040	Rs. 50,454	Rs. 38,031	Rs. 12,423	Rs. 1,217
60V, 43Ah	Electric	Rs. 49,840	Rs. 53,299	Rs. 40,470	Rs. 12,829	Rs. 1,295

How Is the Yakuza Neu EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the 48V variant: P = Rs. 33,640, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 1,077.

The calculation starts from the Devgadh on-road price of Rs. 45,334 (ex-showroom Rs. 42,000 plus insurance, RTO and other charges).

Factors That Affect Your Yakuza Neu Loan EMI

Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
Interest rate: A rate 1% higher adds about Rs. 16 to the EMI on a Rs. 33,640 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
Loan tenure: Over 12 months the EMI is Rs. 2,949; over 60 months it drops to Rs. 706 but you pay Rs. 6,972 more in interest.
Variant and city: In Devgadh the EMI ranges from Rs. 1,077 (48V) to Rs. 1,295 (60V, 43Ah). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Yakuza Neu EMI vs X One, Rubie, XGT KM

Starting EMI of each model's base variant, worked out the same way as the Yakuza Neu: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Komaki X One Graphene	Rs. 43,301	Rs. 1,021	36 months	9.45%	Compare with Neu
Yakuza Electric Rubie 48V	Rs. 43,627	Rs. 1,030	36 months	9.45%	Compare with Neu
Komaki XGT KM Graphene	Rs. 49,397	Rs. 1,188	36 months	9.45%	Compare with Neu
Zelo Zoop Graphene 48V	Rs. 49,296	Rs. 1,186	36 months	9.45%	Compare with Neu

Frequently Asked Questions About Yakuza Neu EMI

What is the monthly EMI for the Yakuza Neu?

Rs. 1,077 a month for the 48V, on a Rs. 33,640 loan at 9.45% for 3 years. The top 60V, 43Ah works out to Rs. 1,295.

How much down payment is required for the Yakuza Neu?

About Rs. 11,694 for the 48V in Devgadh. That's the on-road price of Rs. 45,334 minus the Rs. 33,640 loan.

How does the loan tenure affect the Yakuza Neu EMI?

Over 1 year the EMI is Rs. 2,949 and you pay Rs. 1,748 in interest. Stretch it to 5 years and the EMI drops to Rs. 706, but interest rises to Rs. 8,720.

Is the Yakuza Neu EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Devgadh the 48V costs Rs. 45,334 on-road, which includes Rs. 3,134 insurance and Rs. 200 RTO and other charges.

Does the Yakuza Neu EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Yakuza Neu loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 33,640 loan comes to Rs. 1,086 a month.

Ask or read owner questions on Yakuza Neu Q&A

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