Essel Energy Wind EMI Calculator

Updated on October 2026

The Essel Energy Wind EMI is Rs. 1,428 per month for 36 months at 9.45% on a loan of Rs. 44,617, with a down payment of Rs. 13,518. This is based on the 27AH variant's on-road price of Rs. 58,135 in Delhi (ex-showroom Rs. 54,600). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Essel Energy Wind On-road price | Essel Energy Wind Mileage

Essel Energy Wind EMI and Down Payment

Essel Energy Essel Energy Wind 27AH – EMI calculator

Ex-showroom

: Rs. 54,600

On-road price

: Rs. 58,135 (Delhi)

Loan amount

: Rs. 44,617 (On-road price - Down payment)

Down payment

: Rs. 13,518 (Amount paid upfront)

Monthly EMI

: Rs. 1,428 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,335

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Essel Energy Wind Bike Loan EMI Calculator

Variant: 27AH
On-road price (Delhi): Rs. 58,135
Down payment: Rs. 13,518
Loan amount: Rs. 44,617
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 1,428

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Essel Energy Wind Bike Loan EMI & Loan Breakdown

Monthly EMI

Rs. 1,428

36 months @ 9.45%

Down paymentRs. 13,518
Loan amountRs. 44,617
Total interestRs. 6,791
Total loan repayment (EMIs)Rs. 51,408
Total purchase outlayRs. 64,926

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the 27AH costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 13,494	Rs. 3,642	Rs. 31,123
Year 2 Months 13-24	Rs. 14,826	Rs. 2,310	Rs. 16,297
Year 3 Months 25-36	Rs. 16,297	Rs. 839	Rs. 0

Essel Energy Wind Loan Interest Rates by Bank

Essel Energy Wind loan rates, 36 months, loan Rs. 44,617
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 1,536 (36 months)
ICICI Bank	10.05% onwards	Rs. 1,441 (36 months)
Axis Bank	11% onwards	Rs. 1,461 (36 months)
Bank of Baroda	13.65% onwards	Rs. 1,517 (36 months)

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Essel Energy Wind EMI by Tenure

For a Rs. 44,617 loan on the 27AH at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 3,911	Rs. 2,315	Rs. 46,932
24 months	Rs. 2,048	Rs. 4,535	Rs. 49,152
36 months	Rs. 1,428	Rs. 6,791	Rs. 51,408
48 months	Rs. 1,120	Rs. 9,143	Rs. 53,760
60 months	Rs. 936	Rs. 11,543	Rs. 56,160

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Essel Energy Wind

Starts at ₹ 54,600

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Essel Energy Wind Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 36 months at 9.45%, and the down payment is the on-road price minus the loan.

Essel Energy Wind Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @9.45%	Down Payment	EMI (36 months)
27AH	Electric	Rs. 54,600	Rs. 58,135	Rs. 44,617	Rs. 13,518	Rs. 1,428
24AH	Electric	Rs. 68,100	Rs. 71,850	Rs. 56,378	Rs. 15,472	Rs. 1,805
30AH	Electric	Rs. 73,650	Rs. 77,488	Rs. 61,213	Rs. 16,275	Rs. 1,959

How Is the Essel Energy Wind EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the 27AH variant: P = Rs. 44,617, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 1,428.

The calculation starts from the Delhi on-road price of Rs. 58,135 (ex-showroom Rs. 54,600 plus insurance, RTO and other charges).

Factors That Affect Your Essel Energy Wind Loan EMI

Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
Interest rate: A rate 1% higher adds about Rs. 21 to the EMI on a Rs. 44,617 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
Loan tenure: Over 12 months the EMI is Rs. 3,911; over 60 months it drops to Rs. 936 but you pay Rs. 9,228 more in interest.
Variant and city: In Delhi the EMI ranges from Rs. 1,428 (27AH) to Rs. 1,959 (30AH). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Essel Energy Wind EMI vs HF Deluxe, Radeon, HF 100

Starting EMI of each model's base variant, worked out the same way as the Essel Energy Wind: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Hero HF Deluxe All Black OBD2B	Rs. 70,955	Rs. 1,564	36 months	9.45%	Compare with Essel Energy Wind
TVS Radeon All Black Edition	Rs. 69,433	Rs. 1,577	36 months	9.45%	Compare with Essel Energy Wind
Hero HF 100 Standard	Rs. 71,347	Rs. 1,574	36 months	9.45%	Compare with Essel Energy Wind
Zelio Eeva Lead Acid 60V 32Ah	Rs. 61,946	Rs. 1,532	36 months	9.45%	Compare with Essel Energy Wind

Frequently Asked Questions About Essel Energy Wind EMI

What is the monthly EMI for the Essel Energy Wind?

Rs. 1,428 a month for the 27AH, on a Rs. 44,617 loan at 9.45% for 3 years. The top 30AH works out to Rs. 1,959.

How much down payment is required for the Essel Energy Wind?

About Rs. 13,518 for the 27AH in Delhi. That's the on-road price of Rs. 58,135 minus the Rs. 44,617 loan.

How does the loan tenure affect the Essel Energy Wind EMI?

Over 1 year the EMI is Rs. 3,911 and you pay Rs. 2,315 in interest. Stretch it to 5 years and the EMI drops to Rs. 936, but interest rises to Rs. 11,543.

Is the Essel Energy Wind EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the 27AH costs Rs. 58,135 on-road, which includes Rs. 3,335 insurance and Rs. 200 RTO and other charges.

Does the Essel Energy Wind EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Essel Energy Wind loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 44,617 loan comes to Rs. 1,441 a month.

Ask or read owner questions on Essel Energy Wind Q&A

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