Enigma Ambier N8 EMI Calculator

Updated on October 2026

The Enigma Ambier N8 EMI is Rs. 2,555 per month for 36 months at 9.45% on a loan of Rs. 79,813, with a down payment of Rs. 19,517. This is based on the 74 V, 30 Ah variant's on-road price of Rs. 99,330 in Anantnag (ex-showroom Rs. 95,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Ambier N8 On-road price | Ambier N8 Mileage

Enigma Ambier N8 EMI and Down Payment (Anantnag)

Enigma Ambier N8 74 V, 30 Ah – EMI calculator

Ex-showroom

: Rs. 95,000

On-road price

: Rs. 99,330 (Anantnag)

Loan amount

: Rs. 79,813 (On-road - Down payment)

Down payment

: Rs. 19,517 (On-road - Loan amount)

Monthly EMI

: Rs. 2,555 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 4,130

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Enigma Ambier N8 Bike Loan EMI Calculator

On-road price (Anantnag): Rs. 99,330
Down payment: Rs. 19,517
Loan amount: Rs. 79,813
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 2,555
Total interest: Rs. 12,167
Total payable: Rs. 91,980

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Enigma Ambier N8 Loan Interest Rates by Bank

Enigma Ambier N8 loan rates, 36 months, loan Rs. 79,813
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 2,747 (36 months)
ICICI Bank	10.05% onwards	Rs. 2,577 (36 months)
Axis Bank	11% onwards	Rs. 2,613 (36 months)
Bank of Baroda	13.65% onwards	Rs. 2,714 (36 months)

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Enigma Ambier N8 EMI by Tenure

For a Rs. 79,813 loan on the 74 V, 30 Ah electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 6,996	Rs. 4,139	Rs. 83,952
24 months	Rs. 3,663	Rs. 8,099	Rs. 87,912
36 months	Rs. 2,555	Rs. 12,167	Rs. 91,980
48 months	Rs. 2,003	Rs. 16,331	Rs. 96,144
60 months	Rs. 1,674	Rs. 20,627	Rs. 1,00,440

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Enigma Ambier N8

4.6 2 user reviews

Starts at ₹ 95,000

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Enigma Ambier N8 Variant-wise EMI & Down Payment

Ambier N8 Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
74 V, 30 Ah	Electric	Rs. 95,000	Rs. 79,813	Rs. 19,517	Rs. 2,555
60 V, 36 Ah	Electric	Rs. 1,05,000	Rs. 88,525	Rs. 20,980	Rs. 2,834

Enigma Ambier N8 EMI vs Splendor Plus, SP125, Activa

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Enigma Ambier N8 EMI FAQs

What is the EMI for the Enigma Ambier N8?

Rs. 2,555 per month for the 74 V, 30 Ah variant (loan Rs. 79,813, 9.45%, 36 months). Over 60 months it is Rs. 1,674.

What is the down payment for the Enigma Ambier N8?

Rs. 19,517 for 74 V, 30 Ah and Rs. 20,980 for 60 V, 36 Ah in ZigWheels' default calculation.

What is the EMI for the Enigma Ambier N8 60 V, 36 Ah variant?

Rs. 2,834 per month on a loan of Rs. 88,525 at 9.45% for 36 months.

Which bank has the lowest rate for a Enigma Ambier N8 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,577 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Enigma Ambier N8 loan?

Rs. 12,167 over 36 months on the 74 V, 30 Ah loan at 9.45%.

What on-road price is the Enigma Ambier N8 EMI based on?

Rs. 99,330 in Anantnag: ex-showroom Rs. 95,000, insurance Rs. 4,130, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Enigma Ambier N8 Q&A

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