Maruti Suzuki Swift EMI Calculator


Updated on October 2026
Maruti Suzuki Swift EMI starts at ₹10,953 per month for the LXi petrol (₹5.84 Lakh ex-showroom, ₹6.67 Lakh on-road Delhi), on a ₹5.10 Lakh loan at 10.5% for 60 months. Down payment: ₹1.58 Lakh. Total interest: ₹1.48 Lakh. The top ZXi Plus AMT DT costs ₹16,726/month.
Also see: Swift On-road price | Swift Variants | Swift Mileage

Maruti Suzuki Swift LXi EMI & Down Payment

Ex-showroom
: Rs. 5,83,900
On-road price
: Rs. 6,67,400  (Delhi)
Loan amount
: Rs. 5,09,565  (On-road - Down payment)
Down payment
: Rs. 1,57,835  (On-road - Loan amount)
Monthly EMI
: Rs. 10,953  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 34,244
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Maruti Suzuki Swift Car Loan EMI Calculator

On-road price (Delhi)
Rs. 6,67,400
Down payment
Rs. 1,57,835
Loan amount
Rs. 5,09,565
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 10,953
Total interest
Rs. 1,47,615
Total payable
Rs. 6,57,180
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Maruti Suzuki Swift Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 10,541 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 10,578 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 10,615 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 10,504 (60 months)
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Maruti Suzuki Swift EMI by Loan Tenure

For a Rs. 5,09,565 loan on the LXi petrol at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 16,562 Rs. 86,667 Rs. 5,96,232
48 months Rs. 13,047 Rs. 1,16,691 Rs. 6,26,256
60 months Rs. 10,953 Rs. 1,47,615 Rs. 6,57,180
84 months Rs. 8,592 Rs. 2,12,163 Rs. 7,21,728
Maruti Suzuki Swift
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Maruti Suzuki Swift
4.1 170 user reviews
Starts at ₹ 5.84 Lakh
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Maruti Suzuki Swift Variant-wise EMI & Down Payment

Swift Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
LXi Petrol / Manual Rs. 5,83,900 Rs. 5,09,565 Rs. 1,57,835 Rs. 10,953
VXi Petrol / Manual Rs. 6,67,900 Rs. 5,83,540 Rs. 1,95,949 Rs. 12,543
VXi Opt Petrol / Manual Rs. 6,93,900 Rs. 6,06,437 Rs. 2,02,628 Rs. 13,035
VXi AMT Petrol / Automatic Rs. 7,12,900 Rs. 6,23,169 Rs. 2,07,126 Rs. 13,394
VXi Opt AMT Petrol / Automatic Rs. 7,38,900 Rs. 6,46,066 Rs. 2,13,606 Rs. 13,886
VXi CNG CNG / Manual Rs. 7,57,400 Rs. 6,62,358 Rs. 2,18,289 Rs. 14,237
ZXi Petrol / Manual Rs. 7,61,900 Rs. 6,66,321 Rs. 2,19,307 Rs. 14,322
VXi Opt CNG CNG / Manual Rs. 7,83,400 Rs. 6,85,256 Rs. 2,24,768 Rs. 14,729
VXi CNG AMT CNG / Automatic Rs. 7,92,400 Rs. 6,93,181 Rs. 2,01,404 Rs. 14,899
ZXi AMT Petrol / Automatic Rs. 8,06,900 Rs. 7,05,951 Rs. 2,30,483 Rs. 15,174
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EMI of Maruti Suzuki Swift Rivals – Tiago, Punch, Aeris

Maruti Suzuki Swift EMI – Frequently Asked Questions

What is the starting EMI of the Maruti Suzuki Swift?

The Maruti Suzuki Swift EMI starts at ₹10,953 per month for the LXi petrol on a ₹5.10 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹6.67 Lakh.

What is the minimum down payment for the Maruti Suzuki Swift?

About ₹1.58 Lakh for the LXi petrol in Delhi: the on-road price of ₹6.67 Lakh minus a ₹5.10 Lakh loan.

How much total interest will I pay on a Maruti Suzuki Swift loan?

On a ₹5.10 Lakh loan at 10.5% for 60 months you pay ₹1.48 Lakh in interest, or ₹6.57 Lakh in total.

What is the Maruti Suzuki Swift EMI for a 3-year versus a 7-year tenure?

For a ₹5.10 Lakh loan at 10.5%, the EMI is ₹16,562 per month over 3 years (₹86,667 interest) and ₹8,592 per month over 7 years (₹2.12 Lakh interest).

Which bank has the lowest interest rate for a Maruti Suzuki Swift loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹10,504 per month on a ₹5.10 Lakh loan for 60 months.

What is the EMI of the top Maruti Suzuki Swift variant?

The ZXi Plus AMT DT costs ₹16,726 per month on a ₹7.78 Lakh loan at 10.5% for 60 months.

How is the Maruti Suzuki Swift down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Maruti Suzuki Swift
Maruti Suzuki Swift
4.1 170 user reviews
Starts at Rs. 5.84 Lakh
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Maruti Suzuki Swift 2026 Brochure

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