BMW X1 LWB EMI Calculator


Updated on October 2026
BMW X1 LWB EMI starts at ₹94,337 per month for the sDrive18Li M Sport petrol (₹49.90 Lakh ex-showroom, ₹57.40 Lakh on-road Delhi), on a ₹43.89 Lakh loan at 10.5% for 60 months. Down payment: ₹13.51 Lakh. Total interest: ₹12.71 Lakh.
Also see: X1 LWB On-road price | X1 LWB Variants | X1 LWB Offers | X1 LWB Mileage

BMW X1 LWB sDrive18Li M Sport EMI & Down Payment

Ex-showroom
: Rs. 49,90,000
On-road price
: Rs. 57,40,099  (Delhi)
Loan amount
: Rs. 43,89,021  (On-road - Down payment)
Down payment
: Rs. 13,51,078  (On-road - Loan amount)
Monthly EMI
: Rs. 94,337  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 1,96,399
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BMW X1 LWB Car Loan EMI Calculator

On-road price (Delhi)
Rs. 57,40,099
Down payment
Rs. 13,51,078
Loan amount
Rs. 43,89,021
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 94,337
Total interest
Rs. 12,71,199
Total payable
Rs. 56,60,220
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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BMW X1 LWB Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 90,790 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 91,109 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 91,429 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 90,471 (60 months)
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BMW X1 LWB EMI by Loan Tenure

For a Rs. 43,89,021 loan on the sDrive18Li M Sport petrol at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 1,42,654 Rs. 7,46,523 Rs. 51,35,544
48 months Rs. 1,12,374 Rs. 10,04,931 Rs. 53,93,952
60 months Rs. 94,337 Rs. 12,71,199 Rs. 56,60,220
84 months Rs. 74,002 Rs. 18,27,147 Rs. 62,16,168
BMW X1 LWB
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BMW X1 LWB
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Starts at ₹ 49.90 Lakh
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EMI of BMW X1 LWB Rivals – Camry, Fortuner Legender, Majestor

BMW X1 LWB EMI – Frequently Asked Questions

What is the starting EMI of the BMW X1 LWB?

The BMW X1 LWB EMI starts at ₹94,337 per month for the sDrive18Li M Sport petrol on a ₹43.89 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹57.40 Lakh.

What is the minimum down payment for the BMW X1 LWB?

About ₹13.51 Lakh for the sDrive18Li M Sport petrol in Delhi: the on-road price of ₹57.40 Lakh minus a ₹43.89 Lakh loan.

How much total interest will I pay on a BMW X1 LWB loan?

On a ₹43.89 Lakh loan at 10.5% for 60 months you pay ₹12.71 Lakh in interest, or ₹56.60 Lakh in total.

What is the BMW X1 LWB EMI for a 3-year versus a 7-year tenure?

For a ₹43.89 Lakh loan at 10.5%, the EMI is ₹1,42,654 per month over 3 years (₹7.47 Lakh interest) and ₹74,002 per month over 7 years (₹18.27 Lakh interest).

Which bank has the lowest interest rate for a BMW X1 LWB loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹90,471 per month on a ₹43.89 Lakh loan for 60 months.

How is the BMW X1 LWB down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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BMW X1 LWB
BMW X1 LWB
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Starts at Rs. 49.90 Lakh
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