Toyota Camry EMI Calculator


Updated on October 2026
Toyota Camry EMI starts at ₹92,047 per month for the Elegance petrol (₹48.69 Lakh ex-showroom, ₹57.73 Lakh on-road Delhi), on a ₹42.82 Lakh loan at 10.5% for 60 months. Down payment: ₹14.91 Lakh. Total interest: ₹12.40 Lakh.

Toyota Camry Sprint Edition EMI & Down Payment

Ex-showroom
: Rs. 48,69,000
On-road price
: Rs. 57,82,174  (Delhi)
Loan amount
: Rs. 42,82,462  (On-road - Down payment)
Down payment
: Rs. 14,99,712  (On-road - Loan amount)
Monthly EMI
: Rs. 92,047  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 2,16,984
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Toyota Camry Car Loan EMI Calculator

On-road price (Delhi)
Rs. 57,82,174
Down payment
Rs. 14,99,712
Loan amount
Rs. 42,82,462
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 92,047
Total interest
Rs. 12,40,358
Total payable
Rs. 55,22,820
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Toyota Camry Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 88,585 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 88,897 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 89,209 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 88,275 (60 months)

Toyota Camry EMI by Loan Tenure

For a Rs. 42,82,462 loan on the Elegance petrol at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 1,39,190 Rs. 7,28,378 Rs. 50,10,840
48 months Rs. 1,09,646 Rs. 9,80,546 Rs. 52,63,008
60 months Rs. 92,047 Rs. 12,40,358 Rs. 55,22,820
84 months Rs. 72,205 Rs. 17,82,758 Rs. 60,65,220
Toyota Camry
4.5 3 user reviews
Starts at ₹ 48.69 Lakh
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Toyota Camry Variant-wise EMI & Down Payment

Camry Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
Elegance Petrol / Automatic Rs. 48,69,000 Rs. 42,82,462 Rs. 14,90,912 Rs. 92,047
Sprint Edition Petrol / Automatic Rs. 48,69,000 Rs. 42,82,462 Rs. 14,99,712 Rs. 92,047

Toyota Camry EMI – Frequently Asked Questions

What is the starting EMI of the Toyota Camry?

The Toyota Camry EMI starts at ₹92,047 per month for the Elegance petrol on a ₹42.82 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹57.73 Lakh.

What is the minimum down payment for the Toyota Camry?

About ₹14.91 Lakh for the Elegance petrol in Delhi: the on-road price of ₹57.73 Lakh minus a ₹42.82 Lakh loan.

How much total interest will I pay on a Toyota Camry loan?

On a ₹42.82 Lakh loan at 10.5% for 60 months you pay ₹12.40 Lakh in interest, or ₹55.23 Lakh in total.

What is the Toyota Camry EMI for a 3-year versus a 7-year tenure?

For a ₹42.82 Lakh loan at 10.5%, the EMI is ₹1,39,190 per month over 3 years (₹7.28 Lakh interest) and ₹72,205 per month over 7 years (₹17.83 Lakh interest).

Which bank has the lowest interest rate for a Toyota Camry loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹88,275 per month on a ₹42.82 Lakh loan for 60 months.

How is the Toyota Camry down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Toyota Camry
Toyota Camry
4.5 3 user reviews
Starts at Rs. 48.69 Lakh
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