BGauss Max C12 EMI Calculator

Updated on November 2026

The BGauss Max C12 EMI is Rs. 2,973 per month for 36 months at 9.45% on a loan of Rs. 92,872, with a down payment of Rs. 24,818. This is based on the i Ex variant's on-road price of Rs. 1,17,690 in Delhi (ex-showroom Rs. 1,09,990). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Max C12 On-road price | Max C12 Offers | Max C12 Mileage

BGauss Max C12 EMI and Down Payment

Ex-showroom

: Rs. 1,09,990

On-road price

: Rs. 1,17,690 (Delhi)

Loan amount

: Rs. 92,872 (On-road price - Down payment)

Down payment

: Rs. 24,818 (Amount paid upfront)

Monthly EMI

: Rs. 2,973 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 6,000

View November Offers View EMI Offers

BGauss Max C12 Bike Loan EMI Calculator

Variant: i Ex
On-road price (Delhi): Rs. 1,17,690
Down payment: Rs. 24,818
Loan amount: Rs. 92,872
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 2,973

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

BGauss Max C12 Bike Loan EMI & Loan Breakdown

Monthly EMI

Rs. 2,973

36 months @ 9.45%

Down paymentRs. 24,818
Loan amountRs. 92,872
Total interestRs. 14,156
Total loan repayment (EMIs)Rs. 1,07,028
Total purchase outlayRs. 1,31,846

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the i Ex costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 28,096	Rs. 7,580	Rs. 64,776
Year 2 Months 13-24	Rs. 30,869	Rs. 4,807	Rs. 33,907
Year 3 Months 25-36	Rs. 33,907	Rs. 1,769	Rs. 0

BGauss Max C12 Loan Interest Rates by Bank

BGauss Max C12 loan rates, 36 months, loan Rs. 92,872
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 3,197 (36 months)
ICICI Bank	10.05% onwards	Rs. 2,999 (36 months)
Axis Bank	11% onwards	Rs. 3,041 (36 months)
Bank of Baroda	13.65% onwards	Rs. 3,158 (36 months)

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BGauss Max C12 EMI by Tenure

For a Rs. 92,872 loan on the i Ex at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 8,141	Rs. 4,820	Rs. 97,692
24 months	Rs. 4,262	Rs. 9,416	Rs. 1,02,288
36 months	Rs. 2,973	Rs. 14,156	Rs. 1,07,028
48 months	Rs. 2,331	Rs. 19,016	Rs. 1,11,888
60 months	Rs. 1,948	Rs. 24,008	Rs. 1,16,880

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BGauss Max C12

4.2 28 user reviews

Starts at ₹ 1,09,990

View November Offers

BGauss Max C12 Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 36 months at 9.45%, and the down payment is the on-road price minus the loan.

Max C12 Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @9.45%	Down Payment	EMI (36 months)
i Ex	Electric	Rs. 1,09,990	Rs. 1,17,690	Rs. 92,872	Rs. 24,818	Rs. 2,973
i 2.0	Electric	Rs. 1,28,990	Rs. 1,39,190	Rs. 1,09,425	Rs. 29,765	Rs. 3,503
3.0	Electric	Rs. 1,34,990	Rs. 1,45,190	Rs. 1,14,652	Rs. 30,538	Rs. 3,670

How Is the BGauss Max C12 EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the i Ex variant: P = Rs. 92,872, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 2,973.

The calculation starts from the Delhi on-road price of Rs. 1,17,690 (ex-showroom Rs. 1,09,990 plus insurance, RTO and other charges).

Factors That Affect Your BGauss Max C12 Loan EMI

Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
Interest rate: A rate 1% higher adds about Rs. 43 to the EMI on a Rs. 92,872 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
Loan tenure: Over 12 months the EMI is Rs. 8,141; over 60 months it drops to Rs. 1,948 but you pay Rs. 19,188 more in interest.
Variant and city: In Delhi the EMI ranges from Rs. 2,973 (i Ex) to Rs. 3,670 (3.0). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

BGauss Max C12 EMI vs SP125, Ronin, Apache RTR 160

Starting EMI of each model's base variant, worked out the same way as the BGauss Max C12: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Honda SP125 STD	Rs. 1,07,340	Rs. 2,429	36 months	9.45%	Compare with Max C12
TVS Ronin Base - Lightning Black	Rs. 1,56,308	Rs. 3,553	36 months	9.45%	Compare with Max C12
TVS Apache RTR 160 RM Drum Black Edition	Rs. 1,36,911	Rs. 3,082	36 months	9.45%	Compare with Max C12
TVS Apache RTR 160 4V RM Disc (Black Edition)	Rs. 1,40,716	Rs. 3,257	36 months	9.45%	Compare with Max C12

Frequently Asked Questions About BGauss Max C12 EMI

What is the monthly EMI for the BGauss Max C12?

Rs. 2,973 a month for the i Ex, on a Rs. 92,872 loan at 9.45% for 3 years. The top 3.0 works out to Rs. 3,670.

How much down payment is required for the BGauss Max C12?

About Rs. 24,818 for the i Ex in Delhi. That's the on-road price of Rs. 1,17,690 minus the Rs. 92,872 loan.

How does the loan tenure affect the BGauss Max C12 EMI?

Over 1 year the EMI is Rs. 8,141 and you pay Rs. 4,820 in interest. Stretch it to 5 years and the EMI drops to Rs. 1,948, but interest rises to Rs. 24,008.

Is the BGauss Max C12 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the i Ex costs Rs. 1,17,690 on-road, which includes Rs. 6,000 insurance and Rs. 1,700 RTO and other charges.

Does the BGauss Max C12 EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a BGauss Max C12 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 92,872 loan comes to Rs. 2,999 a month.

Ask or read owner questions on BGauss Max C12 Q&A

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