TVS Apache RTR 160 EMI Calculator


Updated on October 2026
The TVS Apache RTR 160 EMI is Rs. 3,109 per month for 36 months at 9.45% on a loan of Rs. 97,141, with a down payment of Rs. 42,810. This is based on the RM Drum Black Edition variant's on-road price of Rs. 1,39,951 in Naharlagun (ex-showroom Rs. 1,14,890). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Apache RTR 160 On-road price | Apache RTR 160 Mileage

TVS Apache RTR 160 EMI and Down Payment (Naharlagun)

Ex-showroom
: Rs. 1,14,890
On-road price
: Rs. 1,39,951  (Naharlagun)
Loan amount
: Rs. 97,141  (On-road - Down payment)
Down payment
: Rs. 42,810  (On-road - Loan amount)
Monthly EMI
: Rs. 3,109  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 11,531
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TVS Apache RTR 160 Bike Loan EMI Calculator

On-road price (Naharlagun)
Rs. 1,39,951
Down payment
Rs. 42,810
Loan amount
Rs. 97,141
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,109
Total interest
Rs. 14,783
Total payable
Rs. 1,11,924
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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TVS Apache RTR 160 Loan Interest Rates by Bank

TVS Apache RTR 160 loan rates, 36 months, loan Rs. 97,141
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,344 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,137 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,180 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,304 (36 months)
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TVS Apache RTR 160 EMI by Tenure

For a Rs. 97,141 loan on the RM Drum Black Edition petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 8,515 Rs. 5,039 Rs. 1,02,180
24 months Rs. 4,458 Rs. 9,851 Rs. 1,06,992
36 months Rs. 3,109 Rs. 14,783 Rs. 1,11,924
48 months Rs. 2,438 Rs. 19,883 Rs. 1,17,024
60 months Rs. 2,038 Rs. 25,139 Rs. 1,22,280
TVS Apache RTR 160
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TVS Apache RTR 160
4.2 225 user reviews
Starts at ₹ 1,14,890
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TVS Apache RTR 160 Variant-wise EMI & Down Payment

Apache RTR 160 Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
RM Drum Black Edition Petrol Rs. 1,14,890 Rs. 97,141 Rs. 42,810 Rs. 3,109
RM Drum Petrol Rs. 1,17,140 Rs. 99,101 Rs. 43,325 Rs. 3,172
RM Disc Petrol Rs. 1,20,340 Rs. 1,01,889 Rs. 44,057 Rs. 3,261
RM Disc BT Petrol Rs. 1,23,440 Rs. 1,04,590 Rs. 44,767 Rs. 3,348
Racing Edition Petrol Rs. 1,24,740 Rs. 1,05,722 Rs. 39,785 Rs. 3,384
Limited Anniversary Edition Petrol Rs. 1,27,400 Rs. 1,08,040 Rs. 40,384 Rs. 3,458
Dual Channel ABS Petrol Rs. 1,27,790 Rs. 1,08,380 Rs. 45,762 Rs. 3,469
Dual Channel ABS with TCS Petrol Rs. 1,29,490 Rs. 1,09,861 Rs. 40,856 Rs. 3,517

TVS Apache RTR 160 EMI vs Pulsar N160, Apache RTR 160 4V, Unicorn

TVS Apache RTR 160 EMI FAQs

What is the EMI for the TVS Apache RTR 160?

Rs. 3,109 per month for the RM Drum Black Edition variant (loan Rs. 97,141, 9.45%, 36 months). Over 60 months it is Rs. 2,038.

What is the down payment for the TVS Apache RTR 160?

Rs. 42,810 for RM Drum Black Edition, Rs. 43,325 for RM Drum, Rs. 44,057 for RM Disc and Rs. 40,856 for Dual Channel ABS with TCS in ZigWheels' default calculation.

What is the EMI for the TVS Apache RTR 160 Dual Channel ABS with TCS variant?

Rs. 3,517 per month on a loan of Rs. 1,09,861 at 9.45% for 36 months.

Which bank has the lowest rate for a TVS Apache RTR 160 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,137 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a TVS Apache RTR 160 loan?

Rs. 14,783 over 36 months on the RM Drum Black Edition loan at 9.45%.

What on-road price is the TVS Apache RTR 160 EMI based on?

Rs. 1,39,951 in Naharlagun: ex-showroom Rs. 1,14,890, insurance Rs. 11,531, RTO and other charges Rs. 13,530.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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