Avera Retrosa EMI Calculator


Updated on October 2026
The Avera Retrosa EMI is Rs. 2,385 per month for 36 months at 9.45% on a loan of Rs. 74,499, with a down payment of Rs. 18,624. This is based on the Lite e variant's on-road price of Rs. 93,123 in Noida (ex-showroom Rs. 88,900). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Retrosa On-road price | Retrosa Mileage

Avera Retrosa EMI and Down Payment (Noida)

Ex-showroom
: Rs. 88,900
On-road price
: Rs. 93,123  (Noida)
Loan amount
: Rs. 74,499  (On-road - Down payment)
Down payment
: Rs. 18,624  (On-road - Loan amount)
Monthly EMI
: Rs. 2,385  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 4,023
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Avera Retrosa Bike Loan EMI Calculator

On-road price (Noida)
Rs. 93,123
Down payment
Rs. 18,624
Loan amount
Rs. 74,499
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,385
Total interest
Rs. 11,361
Total payable
Rs. 85,860
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Avera Retrosa Loan Interest Rates by Bank

Avera Retrosa loan rates, 36 months, loan Rs. 74,499
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,564 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,406 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,439 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,534 (36 months)
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Avera Retrosa EMI by Tenure

For a Rs. 74,499 loan on the Lite e electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 6,531 Rs. 3,873 Rs. 78,372
24 months Rs. 3,419 Rs. 7,557 Rs. 82,056
36 months Rs. 2,385 Rs. 11,361 Rs. 85,860
48 months Rs. 1,870 Rs. 15,261 Rs. 89,760
60 months Rs. 1,563 Rs. 19,281 Rs. 93,780
Avera Retrosa
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Avera Retrosa
2.7 8 user reviews
Starts at ₹ 88,900
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Avera Retrosa Variant-wise EMI & Down Payment

Retrosa Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
Lite e Electric Rs. 88,900 Rs. 74,499 Rs. 18,624 Rs. 2,385
II Electric / Automatic Rs. 1,28,270 Rs. 1,08,798 Rs. 25,192 Rs. 3,483

Avera Retrosa EMI vs Splendor Plus, SP125, Activa

Avera Retrosa EMI FAQs

What is the EMI for the Avera Retrosa?

Rs. 2,385 per month for the Lite e variant (loan Rs. 74,499, 9.45%, 36 months). Over 60 months it is Rs. 1,563.

What is the down payment for the Avera Retrosa?

Rs. 18,624 for Lite e and Rs. 25,192 for II in ZigWheels' default calculation.

What is the EMI for the Avera Retrosa II variant?

Rs. 3,483 per month on a loan of Rs. 1,08,798 at 9.45% for 36 months.

Which bank has the lowest rate for a Avera Retrosa loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,406 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Avera Retrosa loan?

Rs. 11,361 over 36 months on the Lite e loan at 9.45%.

What on-road price is the Avera Retrosa EMI based on?

Rs. 93,123 in Noida: ex-showroom Rs. 88,900, insurance Rs. 4,023, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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