Audi A4 EMI Calculator
Updated on October 2026
Audi A4 Premium EMI & Down Payment
Audi A4 Car Loan EMI Calculator
- On-road price (Delhi)
- Rs. 54,46,584
- Down payment
- Rs. 13,23,521
- Loan amount
- Rs. 41,23,063
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 88,621
- Total interest
- Rs. 11,94,197
- Total payable
- Rs. 53,17,260
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Audi A4 Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
 HDFC Bank |
8.85% onwards | Rs. 85,288 (60 months) |
| ICICI Bank |
9% onwards | Rs. 85,588 (60 months) |
| Axis Bank |
9.15% onwards | Rs. 85,888 (60 months) |
| Bank of Baroda |
8.7% onwards | Rs. 84,989 (60 months) |
Audi A4 EMI by Loan Tenure
For a Rs. 41,23,063 loan on the Premium petrol at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 1,34,010 | Rs. 7,01,297 | Rs. 48,24,360 |
| 48 months | Rs. 1,05,564 | Rs. 9,44,009 | Rs. 50,67,072 |
| 60 months | Rs. 88,621 | Rs. 11,94,197 | Rs. 53,17,260 |
| 84 months | Rs. 69,518 | Rs. 17,16,449 | Rs. 58,39,512 |
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Audi A4 Variant-wise EMI & Down Payment
| A4 Variants | Fuel/Transmission | Ex-showroom | Loan @10.5% | Down Payment | EMI (60 months) |
|---|---|---|---|---|---|
| Premium | Petrol / Automatic | Rs. 46,88,000 | Rs. 41,23,063 | Rs. 13,23,521 | Rs. 88,621 |
| Premium Plus | Petrol / Automatic | Rs. 51,84,999 | Rs. 45,60,748 | Rs. 14,59,670 | Rs. 98,028 |
| Technology | Petrol / Automatic | Rs. 55,83,000 | Rs. 49,11,250 | Rs. 15,68,697 | Rs. 1,05,562 |
EMI of Audi A4 Rivals – Roadster, Camry, Fortuner Legender
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Audi A4 EMI – Frequently Asked Questions
What is the starting EMI of the Audi A4?
The Audi A4 EMI starts at ₹88,621 per month for the Premium petrol on a ₹41.23 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹54.47 Lakh.
What is the minimum down payment for the Audi A4?
About ₹13.24 Lakh for the Premium petrol in Delhi: the on-road price of ₹54.47 Lakh minus a ₹41.23 Lakh loan.
How much total interest will I pay on a Audi A4 loan?
On a ₹41.23 Lakh loan at 10.5% for 60 months you pay ₹11.94 Lakh in interest, or ₹53.17 Lakh in total.
What is the Audi A4 EMI for a 3-year versus a 7-year tenure?
For a ₹41.23 Lakh loan at 10.5%, the EMI is ₹1,34,010 per month over 3 years (₹7.01 Lakh interest) and ₹69,518 per month over 7 years (₹17.16 Lakh interest).
Which bank has the lowest interest rate for a Audi A4 loan?
Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹84,989 per month on a ₹41.23 Lakh loan for 60 months.
What is the EMI of the top Audi A4 variant?
The Technology costs ₹1,05,562 per month on a ₹49.11 Lakh loan at 10.5% for 60 months.
How is the Audi A4 down payment calculated?
Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.
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