Ather 450X EMI Calculator

Updated on October 2026

The Ather 450X EMI is Rs. 4,059 per month for 36 months at 9.45% on a loan of Rs. 1,26,810, with a down payment of Rs. 30,510. This is based on the IDC 126 KM - Mono variant's on-road price of Rs. 1,57,320 in Namakkal (ex-showroom Rs. 1,48,946). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: 450X On-road price | 450X Mileage

Ather 450X EMI and Down Payment (Namakkal)

Ather Energy 450X IDC 126 KM - Mono – EMI calculator

Ex-showroom

: Rs. 1,48,946

On-road price

: Rs. 1,57,320 (Namakkal)

Loan amount

: Rs. 1,26,810 (On-road - Down payment)

Down payment

: Rs. 30,510 (On-road - Loan amount)

Monthly EMI

: Rs. 4,059 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 7,524

Get Navratri Offers View EMI Offers

Ather 450X Bike Loan EMI Calculator

On-road price (Namakkal): Rs. 1,57,320
Down payment: Rs. 30,510
Loan amount: Rs. 1,26,810
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 4,059
Total interest: Rs. 19,314
Total payable: Rs. 1,46,124

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
..Read More
..Read Less
EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Ather 450X Loan Interest Rates by Bank

Ather 450X loan rates, 36 months, loan Rs. 1,26,810
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 4,365 (36 months)
ICICI Bank	10.05% onwards	Rs. 4,095 (36 months)
Axis Bank	11% onwards	Rs. 4,152 (36 months)
Bank of Baroda	13.65% onwards	Rs. 4,313 (36 months)

Apply Now

Ather 450X EMI by Tenure

For a Rs. 1,26,810 loan on the IDC 126 KM - Mono electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 11,116	Rs. 6,582	Rs. 1,33,392
24 months	Rs. 5,819	Rs. 12,846	Rs. 1,39,656
36 months	Rs. 4,059	Rs. 19,314	Rs. 1,46,124
48 months	Rs. 3,183	Rs. 25,974	Rs. 1,52,784
60 months	Rs. 2,660	Rs. 32,790	Rs. 1,59,600

Images | Colours

Ather 450X

4.6 10 user reviews

Starts at ₹ 1,48,946

Get Navratri Offers

Ather 450X Variant-wise EMI & Down Payment

450X Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
IDC 126 KM - Mono	Electric	Rs. 1,48,946	Rs. 1,26,810	Rs. 30,510	Rs. 4,059
IDC 126 KM - Super Matte	Electric	Rs. 1,49,946	Rs. 1,27,681	Rs. 30,639	Rs. 4,087
IDC 161 KM - Mono	Electric	Rs. 1,62,946	Rs. 1,39,007	Rs. 32,492	Rs. 4,450
IDC 161 KM - Super Matte	Electric	Rs. 1,63,946	Rs. 1,39,878	Rs. 32,621	Rs. 4,477
IDC 126 KM - Mono Stack Pro	Electric	Rs. 1,72,446	Rs. 1,47,283	Rs. 33,537	Rs. 4,714
IDC 126 KM - Super Matte Stack Pro	Electric	Rs. 1,73,446	Rs. 1,48,154	Rs. 33,666	Rs. 4,742
IDC 161 KM - Mono Stack Pro	Electric	Rs. 1,87,446	Rs. 1,60,351	Rs. 35,648	Rs. 5,133
IDC 161 KM - Super Matte Stack Pro	Electric	Rs. 1,88,446	Rs. 1,61,222	Rs. 35,777	Rs. 5,161

Ather 450X EMI vs Konarc, One, Orbiter

Ather Konarc
Rs. 99,999
Konarc EMI Compare with 450X
Simple Energy One
Rs. 2.05 Lakh
One EMI Compare with 450X
TVS Orbiter
Rs. 1.04 Lakh
Orbiter EMI Compare with 450X
Ola S1 Pro
Rs. 1.26 Lakh
S1 Pro EMI Compare with 450X
TVS iQube S
Rs. 1.66 Lakh
iQube S EMI Compare with 450X

Ather 450X EMI FAQs

What is the EMI for the Ather 450X?

Rs. 4,059 per month for the IDC 126 KM - Mono variant (loan Rs. 1,26,810, 9.45%, 36 months). Over 60 months it is Rs. 2,660.

What is the down payment for the Ather 450X?

Rs. 30,510 for IDC 126 KM - Mono, Rs. 30,639 for IDC 126 KM - Super Matte, Rs. 32,492 for IDC 161 KM - Mono and Rs. 35,777 for IDC 161 KM - Super Matte Stack Pro in ZigWheels' default calculation.

What is the EMI for the Ather 450X IDC 161 KM - Super Matte Stack Pro variant?

Rs. 5,161 per month on a loan of Rs. 1,61,222 at 9.45% for 36 months.

Which bank has the lowest rate for a Ather 450X loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 4,095 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Ather 450X loan?

Rs. 19,314 over 36 months on the IDC 126 KM - Mono loan at 9.45%.

What on-road price is the Ather 450X EMI based on?

Rs. 1,57,320 in Namakkal: ex-showroom Rs. 1,48,946, insurance Rs. 7,524, RTO and other charges Rs. 850.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Ather 450X Q&A

Ather Bikes in India

Ather Konarc Rs. 1.02 Lakh
Ather Rizta Rs. 1.22 Lakh
Ather 450S Rs. 1.01 Lakh
Ather 450 Apex Rs. 1.95 Lakh

Ather Bikes in India

Popular Electric Bikes

Oben Rorr Evo Rs. 1.25 Lakh
Revolt RV400 Rs. 1.40 Lakh
Ultraviolette F77 Rs. 3.09 Lakh
Flying Flea C6 (Royal Enfield) Rs. 1.99 Lakh
Vida Dirt.E K3 Rs. 69,990

View All Popular Electric Bikes