Aprilia RS 660 EMI Calculator
Updated on November 2026
Aprilia RS 660 EMI and Down Payment
Aprilia RS 660 Bike Loan EMI Calculator
- Variant
- STD
- On-road price (Delhi)
- Rs. 19,59,810
- Down payment
- Rs. 4,19,431
- Loan amount
- Rs. 15,40,379
- Interest rate
- 9%
- Tenure
- 36 months
- Monthly EMI
- Rs. 48,984
Aprilia RS 660 Bike Loan EMI & Loan Breakdown
- Down paymentRs. 4,19,431
- Loan amountRs. 15,40,379
- Total interestRs. 2,23,045
- Total loan repayment (EMIs)Rs. 17,63,424
- Total purchase outlayRs. 21,82,855
Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the STD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.
| Year | Principal paid | Interest paid | Outstanding loan |
|---|---|---|---|
| Year 1 Months 1-12 | Rs. 4,68,173 | Rs. 1,19,635 | Rs. 10,72,206 |
| Year 2 Months 13-24 | Rs. 5,12,092 | Rs. 75,716 | Rs. 5,60,114 |
| Year 3 Months 25-36 | Rs. 5,60,114 | Rs. 27,694 | Rs. 0 |
Aprilia RS 660 Loan Interest Rates by Bank
| Lending Partners | Interest Rate | EMI Starting From (36 Months) |
|---|---|---|
HDFC Bank |
14.5% onwards | Rs. 53,021 (36 months) |
ICICI Bank |
10.05% onwards | Rs. 49,740 (36 months) |
Axis Bank |
11% onwards | Rs. 50,430 (36 months) |
Bank of Baroda |
13.65% onwards | Rs. 52,385 (36 months) |
Aprilia RS 660 EMI by Tenure
For a Rs. 15,40,379 loan on the STD at 9%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 12 months | Rs. 1,34,708 | Rs. 76,117 | Rs. 16,16,496 |
| 24 months | Rs. 70,372 | Rs. 1,48,549 | Rs. 16,88,928 |
| 36 months | Rs. 48,984 | Rs. 2,23,045 | Rs. 17,63,424 |
| 48 months | Rs. 38,332 | Rs. 2,99,557 | Rs. 18,39,936 |
| 60 months | Rs. 31,976 | Rs. 3,78,181 | Rs. 19,18,560 |
How Is the Aprilia RS 660 EMI Calculated?
EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the STD variant: P = Rs. 15,40,379, r = (9 ÷ 12) ÷ 100 = 0.0075 and n = 36 months, which gives an EMI of Rs. 48,984.
The calculation starts from the Delhi on-road price of Rs. 19,59,810 (ex-showroom Rs. 17,74,000 plus insurance, RTO and other charges).
Factors That Affect Your Aprilia RS 660 Loan EMI
- Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 318 at 9% for 36 months.
- Interest rate: A rate 1% higher adds about Rs. 720 to the EMI on a Rs. 15,40,379 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
- Loan tenure: Over 12 months the EMI is Rs. 1,34,708; over 60 months it drops to Rs. 31,976 but you pay Rs. 3,02,064 more in interest.
- Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.
Aprilia RS 660 EMI vs Ninja 650, RSV4
Starting EMI of each model's base variant, worked out the same way as the Aprilia RS 660: the down payment is the on-road price minus the loan.
| Model | On-road Price | EMI | Tenure | Interest Rate | Compare |
|---|---|---|---|---|---|
| Kawasaki Ninja 650 (2025) | Rs. 8,69,392 | Rs. 21,383 | 36 months | 9% | Compare with RS 660 |
| Aprilia RSV4 Factory | Rs. 34,39,673 | Rs. 86,447 | 36 months | 9% | Compare with RS 660 |
Frequently Asked Questions About Aprilia RS 660 EMI
What is the monthly EMI for the Aprilia RS 660?
Rs. 48,984 a month for the STD, on a Rs. 15,40,379 loan at 9% for 3 years.
How much down payment is required for the Aprilia RS 660?
About Rs. 4,19,431 for the STD in Delhi. That's the on-road price of Rs. 19,59,810 minus the Rs. 15,40,379 loan.
How does the loan tenure affect the Aprilia RS 660 EMI?
Over 1 year the EMI is Rs. 1,34,708 and you pay Rs. 76,117 in interest. Stretch it to 5 years and the EMI drops to Rs. 31,976, but interest rises to Rs. 3,78,181.
Is the Aprilia RS 660 EMI calculated on the ex-showroom price or the on-road price?
On the on-road price. In Delhi the STD costs Rs. 19,59,810 on-road, which includes Rs. 43,690 insurance and Rs. 1,42,120 RTO and other charges.
Does the Aprilia RS 660 EMI calculator include the processing fee?
Yes. The Rs. 5,450 processing fee is paid with the down payment and is not added to the loan.
Which bank has the lowest interest rate for a Aprilia RS 660 loan?
ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 15,40,379 loan comes to Rs. 49,740 a month.
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