AMO Electric Jaunty-3W EMI Calculator

Updated on November 2026

The AMO Electric Jaunty-3W EMI is Rs. 2,183 per month for 36 months at 9.45% on a loan of Rs. 68,199, with a down payment of Rs. 17,436. This is based on the STD variant's on-road price of Rs. 85,635 in Delhi (ex-showroom Rs. 81,669). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Jaunty-3W On-road price | Jaunty-3W Mileage

AMO Electric Jaunty-3W EMI and Down Payment

AMO Electric Jaunty-3W STD – EMI calculator

Ex-showroom

: Rs. 81,669

On-road price

: Rs. 85,635 (Delhi)

Loan amount

: Rs. 68,199 (On-road price - Down payment)

Down payment

: Rs. 17,436 (Amount paid upfront)

Monthly EMI

: Rs. 2,183 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,766

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AMO Electric Jaunty-3W Bike Loan EMI Calculator

Variant: STD
On-road price (Delhi): Rs. 85,635
Down payment: Rs. 17,436
Loan amount: Rs. 68,199
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 2,183

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

AMO Electric Jaunty-3W Bike Loan EMI & Loan Breakdown

Monthly EMI

Rs. 2,183

36 months @ 9.45%

Down paymentRs. 17,436
Loan amountRs. 68,199
Total interestRs. 10,389
Total loan repayment (EMIs)Rs. 78,588
Total purchase outlayRs. 96,024

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the STD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 20,630	Rs. 5,566	Rs. 47,569
Year 2 Months 13-24	Rs. 22,665	Rs. 3,531	Rs. 24,904
Year 3 Months 25-36	Rs. 24,904	Rs. 1,292	Rs. 0

AMO Electric Jaunty-3W Loan Interest Rates by Bank

AMO Electric Jaunty-3W loan rates, 36 months, loan Rs. 68,199
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 2,347 (36 months)
ICICI Bank	10.05% onwards	Rs. 2,202 (36 months)
Axis Bank	11% onwards	Rs. 2,233 (36 months)
Bank of Baroda	13.65% onwards	Rs. 2,319 (36 months)

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AMO Electric Jaunty-3W EMI by Tenure

For a Rs. 68,199 loan on the STD at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 5,978	Rs. 3,537	Rs. 71,736
24 months	Rs. 3,130	Rs. 6,921	Rs. 75,120
36 months	Rs. 2,183	Rs. 10,389	Rs. 78,588
48 months	Rs. 1,712	Rs. 13,977	Rs. 82,176
60 months	Rs. 1,431	Rs. 17,661	Rs. 85,860

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AMO Electric Jaunty-3W

3.9 18 user reviews

Starts at ₹ 81,669

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How Is the AMO Electric Jaunty-3W EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the STD variant: P = Rs. 68,199, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 2,183.

The calculation starts from the Delhi on-road price of Rs. 85,635 (ex-showroom Rs. 81,669 plus insurance, RTO and other charges).

Factors That Affect Your AMO Electric Jaunty-3W Loan EMI

Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
Interest rate: A rate 1% higher adds about Rs. 32 to the EMI on a Rs. 68,199 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
Loan tenure: Over 12 months the EMI is Rs. 5,978; over 60 months it drops to Rs. 1,431 but you pay Rs. 14,124 more in interest.
Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

AMO Electric Jaunty-3W EMI vs Splendor Plus, SP125, Activa

Starting EMI of each model's base variant, worked out the same way as the AMO Electric Jaunty-3W: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Hero Splendor Plus Standard	Rs. 93,372	Rs. 2,106	36 months	9.45%	Compare with Jaunty-3W
Honda SP125 STD	Rs. 1,07,340	Rs. 2,429	36 months	9.45%	Compare with Jaunty-3W
Honda Activa STD	Rs. 92,175	Rs. 2,035	36 months	9.45%	Compare with Jaunty-3W
Hero Splendor Plus XTEC Drum	Rs. 95,510	Rs. 2,204	36 months	9.45%	Compare with Jaunty-3W

Frequently Asked Questions About AMO Electric Jaunty-3W EMI

What is the monthly EMI for the AMO Electric Jaunty-3W?

Rs. 2,183 a month for the STD, on a Rs. 68,199 loan at 9.45% for 3 years.

How much down payment is required for the AMO Electric Jaunty-3W?

About Rs. 17,436 for the STD in Delhi. That's the on-road price of Rs. 85,635 minus the Rs. 68,199 loan.

How does the loan tenure affect the AMO Electric Jaunty-3W EMI?

Over 1 year the EMI is Rs. 5,978 and you pay Rs. 3,537 in interest. Stretch it to 5 years and the EMI drops to Rs. 1,431, but interest rises to Rs. 17,661.

Is the AMO Electric Jaunty-3W EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the STD costs Rs. 85,635 on-road, which includes Rs. 3,766 insurance and Rs. 200 RTO and other charges.

Does the AMO Electric Jaunty-3W EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a AMO Electric Jaunty-3W loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 68,199 loan comes to Rs. 2,202 a month.

Ask or read owner questions on AMO Electric Jaunty-3W Q&A

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