Vespa ZX EMI Calculator

Updated on October 2026

The Vespa ZX EMI is Rs. 3,090 per month for 36 months at 9.45% on a loan of Rs. 96,519, with a down payment of Rs. 35,602. This is based on the 125 variant's on-road price of Rs. 1,32,121 in Deeg (ex-showroom Rs. 1,14,176). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: ZX On-road price | ZX Mileage

Vespa ZX EMI and Down Payment (Deeg)

Ex-showroom

: Rs. 1,14,176

On-road price

: Rs. 1,32,121 (Deeg)

Loan amount

: Rs. 96,519 (On-road - Down payment)

Down payment

: Rs. 35,602 (On-road - Loan amount)

Monthly EMI

: Rs. 3,090 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 6,720

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Vespa ZX Bike Loan EMI Calculator

On-road price (Deeg): Rs. 1,32,121
Down payment: Rs. 35,602
Loan amount: Rs. 96,519
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 3,090
Total interest: Rs. 14,721
Total payable: Rs. 1,11,240

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Vespa ZX Loan Interest Rates by Bank

Vespa ZX loan rates, 36 months, loan Rs. 96,519
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 3,322 (36 months)
ICICI Bank	10.05% onwards	Rs. 3,117 (36 months)
Axis Bank	11% onwards	Rs. 3,160 (36 months)
Bank of Baroda	13.65% onwards	Rs. 3,282 (36 months)

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Vespa ZX EMI by Tenure

For a Rs. 96,519 loan on the 125 petrol at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 8,461	Rs. 5,013	Rs. 1,01,532
24 months	Rs. 4,429	Rs. 9,777	Rs. 1,06,296
36 months	Rs. 3,090	Rs. 14,721	Rs. 1,11,240
48 months	Rs. 2,423	Rs. 19,785	Rs. 1,16,304
60 months	Rs. 2,025	Rs. 24,981	Rs. 1,21,500

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Vespa ZX

3.8 59 user reviews

Starts at ₹ 1,14,176

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Vespa ZX EMI FAQs

What is the EMI for the Vespa ZX?

Rs. 3,090 per month for the 125 variant (loan Rs. 96,519, 9.45%, 36 months). Over 60 months it is Rs. 2,025.

What is the down payment for the Vespa ZX?

Rs. 35,602 for 125 in ZigWheels' default calculation.

Which bank has the lowest rate for a Vespa ZX loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,117 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Vespa ZX loan?

Rs. 14,721 over 36 months on the 125 loan at 9.45%.

What on-road price is the Vespa ZX EMI based on?

Rs. 1,32,121 in Deeg: ex-showroom Rs. 1,14,176, insurance Rs. 6,720, RTO and other charges Rs. 11,225.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Vespa ZX Q&A

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