Vespa S EMI Calculator


Updated on October 2026
The Vespa S EMI is Rs. 3,556 per month for 36 months at 9.45% on a loan of Rs. 1,11,079, with a down payment of Rs. 34,701. This is based on the 125 Single Tone variant's on-road price of Rs. 1,45,780 in Ambala (ex-showroom Rs. 1,30,889). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: S On-road price | S Mileage

Vespa S EMI and Down Payment (Ambala)

Ex-showroom
: Rs. 1,30,889
On-road price
: Rs. 1,45,780  (Ambala)
Loan amount
: Rs. 1,11,079  (On-road - Down payment)
Down payment
: Rs. 34,701  (On-road - Loan amount)
Monthly EMI
: Rs. 3,556  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 7,038
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Vespa S Bike Loan EMI Calculator

On-road price (Ambala)
Rs. 1,45,780
Down payment
Rs. 34,701
Loan amount
Rs. 1,11,079
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,556
Total interest
Rs. 16,937
Total payable
Rs. 1,28,016
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Vespa S Loan Interest Rates by Bank

Vespa S loan rates, 36 months, loan Rs. 1,11,079
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,823 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,587 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,637 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,778 (36 months)
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Vespa S EMI by Tenure

For a Rs. 1,11,079 loan on the 125 Single Tone petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 9,737 Rs. 5,765 Rs. 1,16,844
24 months Rs. 5,098 Rs. 11,273 Rs. 1,22,352
36 months Rs. 3,556 Rs. 16,937 Rs. 1,28,016
48 months Rs. 2,788 Rs. 22,745 Rs. 1,33,824
60 months Rs. 2,330 Rs. 28,721 Rs. 1,39,800
Vespa S
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Vespa S
4.7 1 user reviews
Starts at ₹ 1,30,889
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Vespa S Variant-wise EMI & Down Payment

S Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
125 Single Tone Petrol Rs. 1,30,889 Rs. 1,11,079 Rs. 34,701 Rs. 3,556
125 Oro Petrol Rs. 1,32,066 Rs. 1,12,104 Rs. 34,945 Rs. 3,588
125 Dual Tone Petrol Rs. 1,33,360 Rs. 1,13,232 Rs. 35,214 Rs. 3,625
150 Single Tone Petrol Rs. 1,44,230 Rs. 1,22,702 Rs. 37,473 Rs. 3,928
150 Oro Petrol Rs. 1,44,373 Rs. 1,22,827 Rs. 37,503 Rs. 3,932
150 Dual Tone Petrol Rs. 1,46,181 Rs. 1,24,402 Rs. 37,878 Rs. 3,982
Tech 125 Petrol Rs. 1,86,139 Rs. 1,59,213 Rs. 46,185 Rs. 5,096
Tech 150 Petrol Rs. 1,99,035 Rs. 1,70,447 Rs. 48,867 Rs. 5,456

Vespa S EMI vs Hunter 350, Pulsar NS200, Ronin

Vespa S EMI FAQs

What is the EMI for the Vespa S?

Rs. 3,556 per month for the 125 Single Tone variant (loan Rs. 1,11,079, 9.45%, 36 months). Over 60 months it is Rs. 2,330.

What is the down payment for the Vespa S?

Rs. 34,701 for 125 Single Tone, Rs. 34,945 for 125 Oro, Rs. 35,214 for 125 Dual Tone and Rs. 48,867 for Tech 150 in ZigWheels' default calculation.

What is the EMI for the Vespa S Tech 150 variant?

Rs. 5,456 per month on a loan of Rs. 1,70,447 at 9.45% for 36 months.

Which bank has the lowest rate for a Vespa S loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,587 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Vespa S loan?

Rs. 16,937 over 36 months on the 125 Single Tone loan at 9.45%.

What on-road price is the Vespa S EMI based on?

Rs. 1,45,780 in Ambala: ex-showroom Rs. 1,30,889, insurance Rs. 7,038, RTO and other charges Rs. 7,853.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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