Ujaas eSpa LA EMI Calculator


Updated on September 2026
The Ujaas eSpa LA EMI is Rs. 1,103 per month for 36 months at 9.45% on a loan of Rs. 34,445, with a down payment of Rs. 11,641. This is based on the STD variant's on-road price of Rs. 46,086 in Delhi (ex-showroom Rs. 42,924). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: eSpa LA On-road price | eSpa LA Mileage

Ujaas eSpa LA EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 42,924
On-road price
: Rs. 46,086  (Delhi)
Loan amount
: Rs. 34,445  (On-road - Down payment)
Down payment
: Rs. 11,641  (On-road - Loan amount)
Monthly EMI
: Rs. 1,103  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 3,162  (Check eSpa LA Insurance)
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Ujaas eSpa LA Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 46,086
Down payment
Rs. 11,641
Loan amount
Rs. 34,445
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,103
Total interest
Rs. 5,263
Total payable
Rs. 39,708
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Ujaas eSpa LA Loan Interest Rates by Bank

Ujaas eSpa LA loan rates, 36 months, loan Rs. 34,445
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 1,186 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,112 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,128 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 1,171 (36 months)
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Ujaas eSpa LA EMI by Tenure

For a Rs. 34,445 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 3,019 Rs. 1,783 Rs. 36,228
24 months Rs. 1,581 Rs. 3,499 Rs. 37,944
36 months Rs. 1,103 Rs. 5,263 Rs. 39,708
48 months Rs. 865 Rs. 7,075 Rs. 41,520
60 months Rs. 723 Rs. 8,935 Rs. 43,380
Ujaas eSpa LA
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Ujaas eSpa LA
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Starts at ₹ 42,924
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Ujaas eSpa LA EMI FAQs

What is the EMI for the Ujaas eSpa LA?

Rs. 1,103 per month for the STD variant (loan Rs. 34,445, 9.45%, 36 months). Over 60 months it is Rs. 723.

What is the down payment for the Ujaas eSpa LA?

Rs. 11,641 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Ujaas eSpa LA loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,112 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Ujaas eSpa LA loan?

Rs. 5,263 over 36 months on the STD loan at 9.45%.

What on-road price is the Ujaas eSpa LA EMI based on?

Rs. 46,086 in Delhi: ex-showroom Rs. 42,924, insurance Rs. 3,162, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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