Ujaas eSpa Li EMI Calculator


Updated on October 2026
The Ujaas eSpa Li EMI is Rs. 1,600 per month for 36 months at 9.45% on a loan of Rs. 49,996, with a down payment of Rs. 14,411. This is based on the STD variant's on-road price of Rs. 64,407 in Chiplun (ex-showroom Rs. 60,774). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: eSpa Li On-road price | eSpa Li Mileage

Ujaas eSpa Li EMI and Down Payment (Chiplun)

Ex-showroom
: Rs. 60,774
On-road price
: Rs. 64,407  (Chiplun)
Loan amount
: Rs. 49,996  (On-road - Down payment)
Down payment
: Rs. 14,411  (On-road - Loan amount)
Monthly EMI
: Rs. 1,600  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 3,433
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Ujaas eSpa Li Bike Loan EMI Calculator

On-road price (Chiplun)
Rs. 64,407
Down payment
Rs. 14,411
Loan amount
Rs. 49,996
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,600
Total interest
Rs. 7,604
Total payable
Rs. 57,600
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Ujaas eSpa Li Loan Interest Rates by Bank

Ujaas eSpa Li loan rates, 36 months, loan Rs. 49,996
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 1,721 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,614 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,637 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 1,700 (36 months)
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Ujaas eSpa Li EMI by Tenure

For a Rs. 49,996 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 4,383 Rs. 2,600 Rs. 52,596
24 months Rs. 2,294 Rs. 5,060 Rs. 55,056
36 months Rs. 1,600 Rs. 7,604 Rs. 57,600
48 months Rs. 1,255 Rs. 10,244 Rs. 60,240
60 months Rs. 1,049 Rs. 12,944 Rs. 62,940
Ujaas eSpa Li
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Ujaas eSpa Li
3.4 3 user reviews
Starts at ₹ 60,774
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Ujaas eSpa Li EMI FAQs

What is the EMI for the Ujaas eSpa Li?

Rs. 1,600 per month for the STD variant (loan Rs. 49,996, 9.45%, 36 months). Over 60 months it is Rs. 1,049.

What is the down payment for the Ujaas eSpa Li?

Rs. 14,411 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Ujaas eSpa Li loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,614 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Ujaas eSpa Li loan?

Rs. 7,604 over 36 months on the STD loan at 9.45%.

What on-road price is the Ujaas eSpa Li EMI based on?

Rs. 64,407 in Chiplun: ex-showroom Rs. 60,774, insurance Rs. 3,433, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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