Udchalo Virbike V3 EMI Calculator

Updated on October 2026

The Udchalo Virbike V3 EMI is Rs. 1,439 per month for 36 months at 9.45% on a loan of Rs. 44,965, with a down payment of Rs. 15,574. This is based on the STD variant's on-road price of Rs. 60,539 in Cheeka (ex-showroom Rs. 54,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Virbike V3 On-road price | Virbike V3 Mileage

Udchalo Virbike V3 EMI and Down Payment (Cheeka)

Ex-showroom

: Rs. 54,999

On-road price

: Rs. 60,539 (Cheeka)

Loan amount

: Rs. 44,965 (On-road - Down payment)

Down payment

: Rs. 15,574 (On-road - Loan amount)

Monthly EMI

: Rs. 1,439 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,341

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Udchalo Virbike V3 Bike Loan EMI Calculator

On-road price (Cheeka): Rs. 60,539
Down payment: Rs. 15,574
Loan amount: Rs. 44,965
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 1,439
Total interest: Rs. 6,839
Total payable: Rs. 51,804

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Udchalo Virbike V3 Loan Interest Rates by Bank

Udchalo Virbike V3 loan rates, 36 months, loan Rs. 44,965
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 1,548 (36 months)
ICICI Bank	10.05% onwards	Rs. 1,452 (36 months)
Axis Bank	11% onwards	Rs. 1,472 (36 months)
Bank of Baroda	13.65% onwards	Rs. 1,529 (36 months)

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Udchalo Virbike V3 EMI by Tenure

For a Rs. 44,965 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 3,942	Rs. 2,339	Rs. 47,304
24 months	Rs. 2,064	Rs. 4,571	Rs. 49,536
36 months	Rs. 1,439	Rs. 6,839	Rs. 51,804
48 months	Rs. 1,129	Rs. 9,227	Rs. 54,192
60 months	Rs. 943	Rs. 11,615	Rs. 56,580

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Udchalo Virbike V3

Starts at ₹ 54,999

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Udchalo Virbike V3 EMI vs HF Deluxe, Radeon, Shine 100

Hero HF Deluxe
Rs. 62,924
HF Deluxe EMI Compare with Virbike V3
TVS Radeon
Rs. 58,850
Radeon EMI Compare with Virbike V3
Honda Shine 100
Rs. 65,775
Shine 100 EMI Compare with Virbike V3
Hero HF 100
Rs. 57,523
HF 100 EMI Compare with Virbike V3
Yulu Wynn
Rs. 55,555
Wynn EMI Compare with Virbike V3

Udchalo Virbike V3 EMI FAQs

What is the EMI for the Udchalo Virbike V3?

Rs. 1,439 per month for the STD variant (loan Rs. 44,965, 9.45%, 36 months). Over 60 months it is Rs. 943.

What is the down payment for the Udchalo Virbike V3?

Rs. 15,574 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Udchalo Virbike V3 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,452 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Udchalo Virbike V3 loan?

Rs. 6,839 over 36 months on the STD loan at 9.45%.

What on-road price is the Udchalo Virbike V3 EMI based on?

Rs. 60,539 in Cheeka: ex-showroom Rs. 54,999, insurance Rs. 3,341, RTO and other charges Rs. 2,199.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Udchalo Virbike V3 Q&A

udChalo Bikes in India

Udchalo Virbike V1 Rs. 34,999
Udchalo Virbike V2 Rs. 44,999

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