TVS iQube ST EMI Calculator


Updated on October 2026
The TVS iQube ST EMI is Rs. 4,796 per month for 36 months at 9.45% on a loan of Rs. 1,49,843, with a down payment of Rs. 33,992. This is based on the 5.3 kWh variant's on-road price of Rs. 1,83,835 in Delhi (ex-showroom Rs. 1,75,384). Use the bike loan calculator below to change the down payment, interest rate and tenure.

TVS iQube ST EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,75,384
On-road price
: Rs. 1,83,835  (Delhi)
Loan amount
: Rs. 1,49,843  (On-road - Down payment)
Down payment
: Rs. 33,992  (On-road - Loan amount)
Monthly EMI
: Rs. 4,796  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 7,751
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TVS iQube ST Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 1,83,835
Down payment
Rs. 33,992
Loan amount
Rs. 1,49,843
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 4,796
Total interest
Rs. 22,813
Total payable
Rs. 1,72,656
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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TVS iQube ST Loan Interest Rates by Bank

TVS iQube ST loan rates, 36 months, loan Rs. 1,49,843
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 5,158 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 4,839 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 4,906 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 5,096 (36 months)

TVS iQube ST EMI by Tenure

For a Rs. 1,49,843 loan on the 5.3 kWh electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 13,135 Rs. 7,777 Rs. 1,57,620
24 months Rs. 6,877 Rs. 15,205 Rs. 1,65,048
36 months Rs. 4,796 Rs. 22,813 Rs. 1,72,656
48 months Rs. 3,761 Rs. 30,685 Rs. 1,80,528
60 months Rs. 3,143 Rs. 38,737 Rs. 1,88,580
TVS iQube ST
4.1 12 user reviews
Starts at ₹ 1,75,384
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TVS iQube ST EMI FAQs

What is the EMI for the TVS iQube ST?

Rs. 4,796 per month for the 5.3 kWh variant (loan Rs. 1,49,843, 9.45%, 36 months). Over 60 months it is Rs. 3,143.

What is the down payment for the TVS iQube ST?

Rs. 33,992 for 5.3 kWh in ZigWheels' default calculation.

Which bank has the lowest rate for a TVS iQube ST loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 4,839 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a TVS iQube ST loan?

Rs. 22,813 over 36 months on the 5.3 kWh loan at 9.45%.

What on-road price is the TVS iQube ST EMI based on?

Rs. 1,83,835 in Delhi: ex-showroom Rs. 1,75,384, insurance Rs. 7,751, RTO and other charges Rs. 700.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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