Seeka Sting Ray EMI Calculator


Updated on October 2026
The Seeka Sting Ray EMI is Rs. 2,821 per month for 36 months at 9.45% on a loan of Rs. 88,125, with a down payment of Rs. 21,720. This is based on the STD variant's on-road price of Rs. 1,09,845 in Delhi (ex-showroom Rs. 1,04,541). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Sting Ray On-road price | Sting Ray Mileage

Seeka Sting Ray EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,04,541
On-road price
: Rs. 1,09,845  (Delhi)
Loan amount
: Rs. 88,125  (On-road - Down payment)
Down payment
: Rs. 21,720  (On-road - Loan amount)
Monthly EMI
: Rs. 2,821  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 5,104
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Seeka Sting Ray Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 1,09,845
Down payment
Rs. 21,720
Loan amount
Rs. 88,125
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,821
Total interest
Rs. 13,431
Total payable
Rs. 1,01,556
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Seeka Sting Ray Loan Interest Rates by Bank

Seeka Sting Ray loan rates, 36 months, loan Rs. 88,125
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,033 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,846 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,885 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,997 (36 months)
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Seeka Sting Ray EMI by Tenure

For a Rs. 88,125 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 7,725 Rs. 4,575 Rs. 92,700
24 months Rs. 4,044 Rs. 8,931 Rs. 97,056
36 months Rs. 2,821 Rs. 13,431 Rs. 1,01,556
48 months Rs. 2,212 Rs. 18,051 Rs. 1,06,176
60 months Rs. 1,849 Rs. 22,815 Rs. 1,10,940
Seeka Sting Ray
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Seeka Sting Ray
Starts at ₹ 1,04,541
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Seeka Sting Ray EMI vs SP125, Raider, NTORQ 125

Seeka Sting Ray EMI FAQs

What is the EMI for the Seeka Sting Ray?

Rs. 2,821 per month for the STD variant (loan Rs. 88,125, 9.45%, 36 months). Over 60 months it is Rs. 1,849.

What is the down payment for the Seeka Sting Ray?

Rs. 21,720 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Seeka Sting Ray loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,846 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Seeka Sting Ray loan?

Rs. 13,431 over 36 months on the STD loan at 9.45%.

What on-road price is the Seeka Sting Ray EMI based on?

Rs. 1,09,845 in Delhi: ex-showroom Rs. 1,04,541, insurance Rs. 5,104, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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