Rugged G1 EMI Calculator


Updated on October 2026
The Rugged G1 EMI is Rs. 2,095 per month for 36 months at 9.45% on a loan of Rs. 65,437, with a down payment of Rs. 32,243. This is based on the STD variant's on-road price of Rs. 97,680 in Delhi (ex-showroom Rs. 78,498). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: G1 On-road price | G1 Mileage

Rugged G1 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 78,498
On-road price
: Rs. 97,680  (Delhi)
Loan amount
: Rs. 65,437  (On-road - Down payment)
Down payment
: Rs. 32,243  (On-road - Loan amount)
Monthly EMI
: Rs. 2,095  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 18,982
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Rugged G1 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 97,680
Down payment
Rs. 32,243
Loan amount
Rs. 65,437
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,095
Total interest
Rs. 9,983
Total payable
Rs. 75,420
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Rugged G1 Loan Interest Rates by Bank

Rugged G1 loan rates, 36 months, loan Rs. 65,437
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,252 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,113 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,142 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,225 (36 months)
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Rugged G1 EMI by Tenure

For a Rs. 65,437 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 5,736 Rs. 3,395 Rs. 68,832
24 months Rs. 3,003 Rs. 6,635 Rs. 72,072
36 months Rs. 2,095 Rs. 9,983 Rs. 75,420
48 months Rs. 1,642 Rs. 13,379 Rs. 78,816
60 months Rs. 1,373 Rs. 16,943 Rs. 82,380
Rugged G1
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Rugged G1
4.9 1 user reviews
Starts at ₹ 78,498
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Rugged G1 Variant-wise EMI & Down Payment

G1 Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
STD Electric Rs. 78,498 Rs. 65,437 Rs. 32,243 Rs. 2,095
Plus Electric Rs. 1,02,514 Rs. 86,360 Rs. 35,685 Rs. 2,764

Rugged G1 EMI vs Splendor Plus, SP125, Activa

Rugged G1 EMI FAQs

What is the EMI for the Rugged G1?

Rs. 2,095 per month for the STD variant (loan Rs. 65,437, 9.45%, 36 months). Over 60 months it is Rs. 1,373.

What is the down payment for the Rugged G1?

Rs. 32,243 for STD and Rs. 35,685 for Plus in ZigWheels' default calculation.

What is the EMI for the Rugged G1 Plus variant?

Rs. 2,764 per month on a loan of Rs. 86,360 at 9.45% for 36 months.

Which bank has the lowest rate for a Rugged G1 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,113 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Rugged G1 loan?

Rs. 9,983 over 36 months on the STD loan at 9.45%.

What on-road price is the Rugged G1 EMI based on?

Rs. 97,680 in Delhi: ex-showroom Rs. 78,498, insurance Rs. 18,982, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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