Raftaar Electrica EMI Calculator

Updated on October 2026

The Raftaar Electrica EMI is Rs. 1,883 per month for 36 months at 9.45% on a loan of Rs. 58,817, with a down payment of Rs. 18,713. This is based on the Li variant's on-road price of Rs. 77,530 in Kurukshetra (ex-showroom Rs. 70,900). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Electrica On-road price | Electrica Mileage

Raftaar Electrica EMI and Down Payment (Kurukshetra)

Ex-showroom

: Rs. 70,900

On-road price

: Rs. 77,530 (Kurukshetra)

Loan amount

: Rs. 58,817 (On-road - Down payment)

Down payment

: Rs. 18,713 (On-road - Loan amount)

Monthly EMI

: Rs. 1,883 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,594

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Raftaar Electrica Bike Loan EMI Calculator

On-road price (Kurukshetra): Rs. 77,530
Down payment: Rs. 18,713
Loan amount: Rs. 58,817
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 1,883
Total interest: Rs. 8,971
Total payable: Rs. 67,788

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Raftaar Electrica Loan Interest Rates by Bank

Raftaar Electrica loan rates, 36 months, loan Rs. 58,817
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 2,025 (36 months)
ICICI Bank	10.05% onwards	Rs. 1,899 (36 months)
Axis Bank	11% onwards	Rs. 1,926 (36 months)
Bank of Baroda	13.65% onwards	Rs. 2,000 (36 months)

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Raftaar Electrica EMI by Tenure

For a Rs. 58,817 loan on the Li electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 5,156	Rs. 3,055	Rs. 61,872
24 months	Rs. 2,699	Rs. 5,959	Rs. 64,776
36 months	Rs. 1,883	Rs. 8,971	Rs. 67,788
48 months	Rs. 1,476	Rs. 12,031	Rs. 70,848
60 months	Rs. 1,234	Rs. 15,223	Rs. 74,040

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Raftaar Electrica

4.1 5 user reviews

Starts at ₹ 70,900

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Raftaar Electrica Variant-wise EMI & Down Payment

Electrica Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
Li	Electric	Rs. 70,900	Rs. 58,817	Rs. 18,713	Rs. 1,883
La	Electric / Automatic	Rs. 79,900	Rs. 66,658	Rs. 21,974	Rs. 2,134

Raftaar Electrica EMI vs Splendor Plus, Activa, Splendor Plus XTEC

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Raftaar Electrica EMI FAQs

What is the EMI for the Raftaar Electrica?

Rs. 1,883 per month for the Li variant (loan Rs. 58,817, 9.45%, 36 months). Over 60 months it is Rs. 1,234.

What is the down payment for the Raftaar Electrica?

Rs. 18,713 for Li and Rs. 21,974 for La in ZigWheels' default calculation.

What is the EMI for the Raftaar Electrica La variant?

Rs. 2,134 per month on a loan of Rs. 66,658 at 9.45% for 36 months.

Which bank has the lowest rate for a Raftaar Electrica loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,899 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Raftaar Electrica loan?

Rs. 8,971 over 36 months on the Li loan at 9.45%.

What on-road price is the Raftaar Electrica EMI based on?

Rs. 77,530 in Kurukshetra: ex-showroom Rs. 70,900, insurance Rs. 3,594, RTO and other charges Rs. 3,036.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Raftaar Electrica Q&A

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