Raftaar Cruzer R1 EMI Calculator


Updated on September 2026
The Raftaar Cruzer R1 EMI is Rs. 2,262 per month for 36 months at 9.45% on a loan of Rs. 70,666, with a down payment of Rs. 17,671. This is based on the STD variant's on-road price of Rs. 88,337 in Delhi (ex-showroom Rs. 84,500). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Cruzer R1 On-road price | Cruzer R1 Mileage

Raftaar Cruzer R1 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 84,500
On-road price
: Rs. 88,337  (Delhi)
Loan amount
: Rs. 70,666  (On-road - Down payment)
Down payment
: Rs. 17,671  (On-road - Loan amount)
Monthly EMI
: Rs. 2,262  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 3,837  (Check Cruzer R1 Insurance)
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Raftaar Cruzer R1 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 88,337
Down payment
Rs. 17,671
Loan amount
Rs. 70,666
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,262
Total interest
Rs. 10,766
Total payable
Rs. 81,432
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Raftaar Cruzer R1 Loan Interest Rates by Bank

Raftaar Cruzer R1 loan rates, 36 months, loan Rs. 70,666
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,432 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,282 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,314 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,403 (36 months)
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Raftaar Cruzer R1 EMI by Tenure

For a Rs. 70,666 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 6,195 Rs. 3,674 Rs. 74,340
24 months Rs. 3,243 Rs. 7,166 Rs. 77,832
36 months Rs. 2,262 Rs. 10,766 Rs. 81,432
48 months Rs. 1,774 Rs. 14,486 Rs. 85,152
60 months Rs. 1,482 Rs. 18,254 Rs. 88,920
Raftaar Cruzer R1
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Raftaar Cruzer R1
Starts at ₹ 84,500
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Raftaar Cruzer R1 EMI FAQs

What is the EMI for the Raftaar Cruzer R1?

Rs. 2,262 per month for the STD variant (loan Rs. 70,666, 9.45%, 36 months). Over 60 months it is Rs. 1,482.

What is the down payment for the Raftaar Cruzer R1?

Rs. 17,671 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Raftaar Cruzer R1 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,282 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Raftaar Cruzer R1 loan?

Rs. 10,766 over 36 months on the STD loan at 9.45%.

What on-road price is the Raftaar Cruzer R1 EMI based on?

Rs. 88,337 in Delhi: ex-showroom Rs. 84,500, insurance Rs. 3,837, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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