QJ Motor SRK 400 EMI Calculator


Updated on October 2026
The QJ Motor SRK 400 EMI is Rs. 10,931 per month for 36 months at 9% on a loan of Rs. 3,43,731, with a down payment of Rs. 1,26,801. This is based on the STD variant's on-road price of Rs. 4,70,532 in Vashi (ex-showroom Rs. 3,99,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: SRK 400 On-road price | SRK 400 Mileage

QJ Motor SRK 400 EMI and Down Payment (Vashi)

Ex-showroom
: Rs. 3,99,000
On-road price
: Rs. 4,70,532  (Vashi)
Loan amount
: Rs. 3,43,731  (On-road - Down payment)
Down payment
: Rs. 1,26,801  (On-road - Loan amount)
Monthly EMI
: Rs. 10,931  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 23,652
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QJ Motor SRK 400 Bike Loan EMI Calculator

On-road price (Vashi)
Rs. 4,70,532
Down payment
Rs. 1,26,801
Loan amount
Rs. 3,43,731
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 10,931
Total interest
Rs. 49,785
Total payable
Rs. 3,93,516
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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QJ Motor SRK 400 Loan Interest Rates by Bank

QJ Motor SRK 400 loan rates, 36 months, loan Rs. 3,43,731
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 11,832 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 11,099 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 11,253 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 11,690 (36 months)
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QJ Motor SRK 400 EMI by Tenure

For a Rs. 3,43,731 loan on the STD petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 30,060 Rs. 16,989 Rs. 3,60,720
24 months Rs. 15,703 Rs. 33,141 Rs. 3,76,872
36 months Rs. 10,931 Rs. 49,785 Rs. 3,93,516
48 months Rs. 8,554 Rs. 66,861 Rs. 4,10,592
60 months Rs. 7,135 Rs. 84,369 Rs. 4,28,100
QJ Motor SRK 400
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QJ Motor SRK 400
4.9 8 user reviews
Starts at ₹ 3,99,000
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QJ Motor SRK 400 EMI FAQs

What is the EMI for the QJ Motor SRK 400?

Rs. 10,931 per month for the STD variant (loan Rs. 3,43,731, 9%, 36 months). Over 60 months it is Rs. 7,135.

What is the down payment for the QJ Motor SRK 400?

Rs. 1,26,801 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a QJ Motor SRK 400 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 11,099 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a QJ Motor SRK 400 loan?

Rs. 49,785 over 36 months on the STD loan at 9%.

What on-road price is the QJ Motor SRK 400 EMI based on?

Rs. 4,70,532 in Vashi: ex-showroom Rs. 3,99,000, insurance Rs. 23,652, RTO and other charges Rs. 47,880.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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