One Moto Byka EMI Calculator


Updated on September 2026
The One Moto Byka EMI is Rs. 4,925 per month for 36 months at 9.45% on a loan of Rs. 1,53,864, with a down payment of Rs. 32,562. This is based on the STD variant's on-road price of Rs. 1,86,426 in Delhi (ex-showroom Rs. 1,80,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Byka On-road price | Byka Mileage

One Moto Byka EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,80,000
On-road price
: Rs. 1,86,426  (Delhi)
Loan amount
: Rs. 1,53,864  (On-road - Down payment)
Down payment
: Rs. 32,562  (On-road - Loan amount)
Monthly EMI
: Rs. 4,925  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,426  (Check Byka Insurance)
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One Moto Byka Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 1,86,426
Down payment
Rs. 32,562
Loan amount
Rs. 1,53,864
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 4,925
Total interest
Rs. 23,436
Total payable
Rs. 1,77,300
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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One Moto Byka Loan Interest Rates by Bank

One Moto Byka loan rates, 36 months, loan Rs. 1,53,864
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 5,296 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 4,968 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 5,037 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 5,233 (36 months)
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One Moto Byka EMI by Tenure

For a Rs. 1,53,864 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 13,488 Rs. 7,992 Rs. 1,61,856
24 months Rs. 7,061 Rs. 15,600 Rs. 1,69,464
36 months Rs. 4,925 Rs. 23,436 Rs. 1,77,300
48 months Rs. 3,862 Rs. 31,512 Rs. 1,85,376
60 months Rs. 3,228 Rs. 39,816 Rs. 1,93,680
One Moto Byka
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One Moto Byka
Starts at ₹ 1,80,000
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One Moto Byka EMI FAQs

What is the EMI for the One Moto Byka?

Rs. 4,925 per month for the STD variant (loan Rs. 1,53,864, 9.45%, 36 months). Over 60 months it is Rs. 3,228.

What is the down payment for the One Moto Byka?

Rs. 32,562 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a One Moto Byka loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 4,968 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a One Moto Byka loan?

Rs. 23,436 over 36 months on the STD loan at 9.45%.

What on-road price is the One Moto Byka EMI based on?

Rs. 1,86,426 in Delhi: ex-showroom Rs. 1,80,000, insurance Rs. 6,426, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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