Okaya Faast EMI Calculator
Updated on October 2026
Okaya Faast EMI and Down Payment (Koderma)
Okaya Faast Bike Loan EMI Calculator
- On-road price (Koderma)
- Rs. 1,23,345
- Down payment
- Rs. 28,723
- Loan amount
- Rs. 94,622
- Interest rate
- 9.45%
- Tenure
- 36 months
- Monthly EMI
- Rs. 3,029
- Total interest
- Rs. 14,422
- Total payable
- Rs. 1,09,044
Okaya Faast Loan Interest Rates by Bank
| Lending Partners | Interest Rate | EMI Starting From (36 Months) |
|---|---|---|
HDFC Bank |
14.5% onwards | Rs. 3,257 (36 months) |
ICICI Bank |
10.05% onwards | Rs. 3,055 (36 months) |
Axis Bank |
11% onwards | Rs. 3,098 (36 months) |
Bank of Baroda |
13.65% onwards | Rs. 3,218 (36 months) |
Okaya Faast EMI by Tenure
For a Rs. 94,622 loan on the F4 electric at 9.45%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 12 months | Rs. 8,295 | Rs. 4,918 | Rs. 99,540 |
| 24 months | Rs. 4,342 | Rs. 9,586 | Rs. 1,04,208 |
| 36 months | Rs. 3,029 | Rs. 14,422 | Rs. 1,09,044 |
| 48 months | Rs. 2,375 | Rs. 19,378 | Rs. 1,14,000 |
| 60 months | Rs. 1,985 | Rs. 24,478 | Rs. 1,19,100 |
Okaya Faast EMI vs SP125, NTORQ 125, Ronin
Okaya Faast EMI FAQs
What is the EMI for the Okaya Faast?
Rs. 3,029 per month for the F4 variant (loan Rs. 94,622, 9.45%, 36 months). Over 60 months it is Rs. 1,985.
What is the down payment for the Okaya Faast?
Rs. 28,723 for F4 in ZigWheels' default calculation.
Which bank has the lowest rate for a Okaya Faast loan?
Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,055 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.
How much total interest will I pay on a Okaya Faast loan?
Rs. 14,422 over 36 months on the F4 loan at 9.45%.
What on-road price is the Okaya Faast EMI based on?
Rs. 1,23,345 in Koderma: ex-showroom Rs. 1,11,999, insurance Rs. 4,427, RTO and other charges Rs. 6,919.
What is the difference between EMI in advance and EMI in arrears?
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.
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