Nissan X-Trail EMI Calculator
Updated on October 2026
Nissan X-Trail STD EMI & Down Payment
Nissan X-Trail Car Loan EMI Calculator
- On-road price (Delhi)
- Rs. 55,79,685
- Down payment
- Rs. 13,40,497
- Loan amount
- Rs. 42,39,188
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 91,117
- Total interest
- Rs. 12,27,832
- Total payable
- Rs. 54,67,020
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Nissan X-Trail Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
 HDFC Bank |
8.85% onwards | Rs. 87,690 (60 months) |
| ICICI Bank |
9% onwards | Rs. 87,999 (60 months) |
| Axis Bank |
9.15% onwards | Rs. 88,308 (60 months) |
| Bank of Baroda |
8.7% onwards | Rs. 87,383 (60 months) |
Nissan X-Trail EMI by Loan Tenure
For a Rs. 42,39,188 loan on the STD petrol at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 1,37,784 | Rs. 7,21,036 | Rs. 49,60,224 |
| 48 months | Rs. 1,08,538 | Rs. 9,70,636 | Rs. 52,09,824 |
| 60 months | Rs. 91,117 | Rs. 12,27,832 | Rs. 54,67,020 |
| 84 months | Rs. 71,476 | Rs. 17,64,796 | Rs. 60,03,984 |
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Nissan X-Trail EMI – Frequently Asked Questions
What is the starting EMI of the Nissan X-Trail?
The Nissan X-Trail EMI starts at ₹91,117 per month for the STD petrol on a ₹42.39 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹55.80 Lakh.
What is the minimum down payment for the Nissan X-Trail?
About ₹13.40 Lakh for the STD petrol in Delhi: the on-road price of ₹55.80 Lakh minus a ₹42.39 Lakh loan.
How much total interest will I pay on a Nissan X-Trail loan?
On a ₹42.39 Lakh loan at 10.5% for 60 months you pay ₹12.28 Lakh in interest, or ₹54.67 Lakh in total.
What is the Nissan X-Trail EMI for a 3-year versus a 7-year tenure?
For a ₹42.39 Lakh loan at 10.5%, the EMI is ₹1,37,784 per month over 3 years (₹7.21 Lakh interest) and ₹71,476 per month over 7 years (₹17.65 Lakh interest).
Which bank has the lowest interest rate for a Nissan X-Trail loan?
Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹87,383 per month on a ₹42.39 Lakh loan for 60 months.
How is the Nissan X-Trail down payment calculated?
Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.
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