Motovolt Kivo EMI Calculator

Updated on October 2026

The Motovolt Kivo EMI is Rs. 854 per month for 36 months at 9.45% on a loan of Rs. 26,670, with a down payment of Rs. 10,536. This is based on the Standard - Normal Range variant's on-road price of Rs. 37,206 in Shirur (ex-showroom Rs. 33,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Kivo On-road price | Kivo Mileage

Motovolt Kivo EMI and Down Payment (Shirur)

Motovolt Kivo Standard - Normal Range – EMI calculator

Ex-showroom

: Rs. 33,999

On-road price

: Rs. 37,206 (Shirur)

Loan amount

: Rs. 26,670 (On-road - Down payment)

Down payment

: Rs. 10,536 (On-road - Loan amount)

Monthly EMI

: Rs. 854 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,007

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Motovolt Kivo Bike Loan EMI Calculator

On-road price (Shirur): Rs. 37,206
Down payment: Rs. 10,536
Loan amount: Rs. 26,670
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 854
Total interest: Rs. 4,074
Total payable: Rs. 30,744

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Motovolt Kivo Loan Interest Rates by Bank

Motovolt Kivo loan rates, 36 months, loan Rs. 26,670
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 918 (36 months)
ICICI Bank	10.05% onwards	Rs. 861 (36 months)
Axis Bank	11% onwards	Rs. 873 (36 months)
Bank of Baroda	13.65% onwards	Rs. 907 (36 months)

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Motovolt Kivo EMI by Tenure

For a Rs. 26,670 loan on the Standard - Normal Range electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 2,338	Rs. 1,386	Rs. 28,056
24 months	Rs. 1,224	Rs. 2,706	Rs. 29,376
36 months	Rs. 854	Rs. 4,074	Rs. 30,744
48 months	Rs. 669	Rs. 5,442	Rs. 32,112
60 months	Rs. 559	Rs. 6,870	Rs. 33,540

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Motovolt Kivo

1.0 2 user reviews

Starts at ₹ 33,999

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Motovolt Kivo Variant-wise EMI & Down Payment

Kivo Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
Standard - Normal Range	Electric	Rs. 33,999	Rs. 26,670	Rs. 10,536	Rs. 854
Standard - Mid Range	Electric	Rs. 37,735	Rs. 29,924	Rs. 11,077	Rs. 958
Smart Plus - Normal Range	Electric	Rs. 38,901	Rs. 30,940	Rs. 11,246	Rs. 990
Standard - Long Range	Electric	Rs. 40,699	Rs. 32,507	Rs. 11,506	Rs. 1,041
Smart Plus - Mid Range	Electric	Rs. 41,657	Rs. 33,341	Rs. 11,645	Rs. 1,067
Smart Plus - Long Range	Electric	Rs. 45,155	Rs. 36,388	Rs. 12,151	Rs. 1,165

Motovolt Kivo EMI vs X One, Rubie, Neu

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Motovolt Kivo EMI FAQs

What is the EMI for the Motovolt Kivo?

Rs. 854 per month for the Standard - Normal Range variant (loan Rs. 26,670, 9.45%, 36 months). Over 60 months it is Rs. 559.

What is the down payment for the Motovolt Kivo?

Rs. 10,536 for Standard - Normal Range, Rs. 11,077 for Standard - Mid Range, Rs. 11,246 for Smart Plus - Normal Range and Rs. 12,151 for Smart Plus - Long Range in ZigWheels' default calculation.

What is the EMI for the Motovolt Kivo Smart Plus - Long Range variant?

Rs. 1,165 per month on a loan of Rs. 36,388 at 9.45% for 36 months.

Which bank has the lowest rate for a Motovolt Kivo loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 861 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Motovolt Kivo loan?

Rs. 4,074 over 36 months on the Standard - Normal Range loan at 9.45%.

What on-road price is the Motovolt Kivo EMI based on?

Rs. 37,206 in Shirur: ex-showroom Rs. 33,999, insurance Rs. 3,007, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Motovolt Kivo Q&A

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