Maruti Suzuki S-Presso EMI Calculator


Updated on October 2026
Maruti Suzuki S-Presso EMI starts at ₹6,534 per month for the STD (O) petrol (₹3.50 Lakh ex-showroom, ₹4.12 Lakh on-road Kasganj), on a ₹3.04 Lakh loan at 10.5% for 60 months. Down payment: ₹1.08 Lakh. Total interest: ₹88,046. The top VXi Plus (O) AT costs ₹9,879/month.
Also see: S-Presso On-road price | S-Presso Variants | S-Presso Offers | S-Presso Mileage

Maruti Suzuki S-Presso STD (O) EMI & Down Payment

Ex-showroom
: Rs. 3,49,676
On-road price
: Rs. 4,12,357  (Kasganj)
Loan amount
: Rs. 3,03,994  (On-road - Down payment)
Down payment
: Rs. 1,08,363  (On-road - Loan amount)
Monthly EMI
: Rs. 6,534  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 19,807
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Maruti Suzuki S-Presso Car Loan EMI Calculator

On-road price (Kasganj)
Rs. 4,12,357
Down payment
Rs. 1,08,363
Loan amount
Rs. 3,03,994
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 6,534
Total interest
Rs. 88,046
Total payable
Rs. 3,92,040
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Maruti Suzuki S-Presso Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 6,288 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 6,310 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 6,333 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 6,266 (60 months)
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Maruti Suzuki S-Presso EMI by Loan Tenure

For a Rs. 3,03,994 loan on the STD (O) petrol at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 9,881 Rs. 51,722 Rs. 3,55,716
48 months Rs. 7,783 Rs. 69,590 Rs. 3,73,584
60 months Rs. 6,534 Rs. 88,046 Rs. 3,92,040
84 months Rs. 5,126 Rs. 1,26,590 Rs. 4,30,584
Maruti Suzuki S-Presso
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Maruti Suzuki S-Presso
4.0 202 user reviews
Starts at ₹ 3.50 Lakh
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Maruti Suzuki S-Presso Variant-wise EMI & Down Payment

S-Presso Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
STD (O) Petrol / Manual Rs. 3,49,676 Rs. 3,03,994 Rs. 1,08,363 Rs. 6,534
LXi (O) Petrol / Manual Rs. 3,82,176 Rs. 3,32,615 Rs. 1,21,671 Rs. 7,149
VXI (O) Petrol / Manual Rs. 4,32,176 Rs. 3,76,148 Rs. 1,34,742 Rs. 8,085
LXI (O) CNG CNG / Manual Rs. 4,64,175 Rs. 4,04,328 Rs. 1,44,131 Rs. 8,691
VXi (O) AT Petrol / Automatic Rs. 4,77,175 Rs. 4,15,776 Rs. 1,46,596 Rs. 8,937
VXi Plus (O) Petrol / Manual Rs. 4,82,176 Rs. 4,20,181 Rs. 1,47,412 Rs. 9,031
VXI (O) CNG CNG / Manual Rs. 5,14,175 Rs. 4,48,161 Rs. 1,56,901 Rs. 9,633
VXi Plus (O) AT Petrol / Automatic Rs. 5,27,175 Rs. 4,59,609 Rs. 1,59,466 Rs. 9,879

EMI of Maruti Suzuki S-Presso Rivals – Punch

Maruti Suzuki S-Presso EMI – Frequently Asked Questions

What is the starting EMI of the Maruti Suzuki S-Presso?

The Maruti Suzuki S-Presso EMI starts at ₹6,534 per month for the STD (O) petrol on a ₹3.04 Lakh loan at 10.5% for 60 months. Its on-road price in Kasganj is ₹4.12 Lakh.

What is the minimum down payment for the Maruti Suzuki S-Presso?

About ₹1.08 Lakh for the STD (O) petrol in Kasganj: the on-road price of ₹4.12 Lakh minus a ₹3.04 Lakh loan.

How much total interest will I pay on a Maruti Suzuki S-Presso loan?

On a ₹3.04 Lakh loan at 10.5% for 60 months you pay ₹88,046 in interest, or ₹3.92 Lakh in total.

What is the Maruti Suzuki S-Presso EMI for a 3-year versus a 7-year tenure?

For a ₹3.04 Lakh loan at 10.5%, the EMI is ₹9,881 per month over 3 years (₹51,722 interest) and ₹5,126 per month over 7 years (₹1.27 Lakh interest).

Which bank has the lowest interest rate for a Maruti Suzuki S-Presso loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹6,266 per month on a ₹3.04 Lakh loan for 60 months.

What is the EMI of the top Maruti Suzuki S-Presso variant?

The VXi Plus (O) AT costs ₹9,879 per month on a ₹4.60 Lakh loan at 10.5% for 60 months.

How is the Maruti Suzuki S-Presso down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Maruti Suzuki S-Presso
Maruti Suzuki S-Presso
4.0 202 user reviews
Starts at Rs. 3.50 Lakh
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