Mahindra XUV 7XO EMI Calculator

Updated on October 2026

Mahindra XUV 7XO EMI starts at ₹26,364 per month for the AX petrol (₹13.99 Lakh ex-showroom, ₹16.65 Lakh on-road Yamuna Nagar), on a ₹12.27 Lakh loan at 10.5% for 60 months. Down payment: ₹4.39 Lakh. Total interest: ₹3.55 Lakh. The top AX7L Diesel AWD AT costs ₹48,700/month.

Also see: XUV 7XO On-road price | XUV 7XO Variants | XUV 7XO Offers

Mahindra XUV 7XO AX EMI & Down Payment

Ex-showroom

: Rs. 13,99,000

On-road price

: Rs. 16,65,261 (Yamuna Nagar)

Loan amount

: Rs. 12,26,587 (On-road - Down payment)

Down payment

: Rs. 4,38,674 (On-road - Loan amount)

Monthly EMI

: Rs. 26,364 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 81,651

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Mahindra XUV 7XO Car Loan EMI Calculator

On-road price (Yamuna Nagar): Rs. 16,65,261
Down payment: Rs. 4,38,674
Loan amount: Rs. 12,26,587
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 26,364
Total interest: Rs. 3,55,253
Total payable: Rs. 15,81,840

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Mahindra XUV 7XO Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 25,373 (60 months)
ICICI Bank	9% onwards	Rs. 25,462 (60 months)
Axis Bank	9.15% onwards	Rs. 25,551 (60 months)
Bank of Baroda	8.7% onwards	Rs. 25,284 (60 months)

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Mahindra XUV 7XO EMI by Loan Tenure

For a Rs. 12,26,587 loan on the AX petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 39,867	Rs. 2,08,625	Rs. 14,35,212
48 months	Rs. 31,405	Rs. 2,80,853	Rs. 15,07,440
60 months	Rs. 26,364	Rs. 3,55,253	Rs. 15,81,840
84 months	Rs. 20,681	Rs. 5,10,617	Rs. 17,37,204

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Mahindra XUV 7XO

4.6 9 user reviews

Starts at ₹ 13.99 Lakh

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Mahindra XUV 7XO Variant-wise EMI & Down Payment

XUV 7XO Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
AX	Petrol / Manual	Rs. 13,99,000	Rs. 12,26,587	Rs. 4,38,674	Rs. 26,364
AX Diesel	Diesel / Manual	Rs. 15,36,499	Rs. 13,47,676	Rs. 4,72,912	Rs. 28,967
AX3 AT	Petrol / Automatic	Rs. 17,79,000	Rs. 15,61,236	Rs. 5,38,765	Rs. 33,557
AX3	Petrol / Manual	Rs. 17,88,000	Rs. 15,69,162	Rs. 5,40,187	Rs. 33,727
AX3 Diesel AT	Diesel / Automatic	Rs. 18,29,000	Rs. 16,05,269	Rs. 5,50,706	Rs. 34,503
AX3 Diesel	Diesel / Manual	Rs. 18,37,999	Rs. 16,13,194	Rs. 5,51,327	Rs. 34,674
AX5 AT	Petrol / Automatic	Rs. 19,29,000	Rs. 16,93,334	Rs. 5,75,589	Rs. 36,396
AX5	Petrol / Manual	Rs. 19,38,499	Rs. 17,01,700	Rs. 5,83,633	Rs. 36,576
AX5 Diesel AT	Diesel / Automatic	Rs. 19,79,000	Rs. 17,37,367	Rs. 5,87,829	Rs. 37,343
AX5 Diesel	Diesel / Manual	Rs. 19,88,999	Rs. 17,46,173	Rs. 5,95,597	Rs. 37,532
AX7 AT	Petrol / Automatic	Rs. 20,58,000	Rs. 18,06,939	Rs. 6,49,388	Rs. 38,838
AX7	Petrol / Manual	Rs. 20,68,499	Rs. 18,16,185	Rs. 6,57,989	Rs. 39,037
AX7 Diesel AT	Diesel / Automatic	Rs. 21,05,000	Rs. 18,48,330	Rs. 6,62,028	Rs. 39,728
AX7 Diesel	Diesel / Manual	Rs. 21,15,500	Rs. 18,57,577	Rs. 6,70,030	Rs. 39,927
AX7T 6Str Diesel	Diesel / Manual	Rs. 21,84,000	Rs. 19,17,902	Rs. 6,82,507	Rs. 41,223
AX7T 6Str AT	Petrol / Automatic	Rs. 22,82,000	Rs. 20,04,206	Rs. 7,09,255	Rs. 43,078
AX7T AT	Petrol / Automatic	Rs. 22,95,999	Rs. 20,16,534	Rs. 7,14,091	Rs. 43,343
AX7T Diesel AT	Diesel / Automatic	Rs. 23,09,000	Rs. 20,27,984	Rs. 7,16,359	Rs. 43,589
AX7T 6Str Diesel AT	Diesel / Automatic	Rs. 23,29,000	Rs. 20,45,597	Rs. 7,21,096	Rs. 43,968
AX7T Diesel	Diesel / Manual	Rs. 23,44,999	Rs. 20,59,686	Rs. 7,31,665	Rs. 44,271
AX7T Diesel AWD AT	Diesel / Automatic	Rs. 23,99,000	Rs. 21,07,243	Rs. 7,40,073	Rs. 45,293
AX7L 6Str AT	Petrol / Automatic	Rs. 24,49,000	Rs. 21,51,275	Rs. 7,55,015	Rs. 46,239
AX7L AT	Petrol / Automatic	Rs. 24,63,999	Rs. 21,64,484	Rs. 7,59,717	Rs. 46,523
AX7L Diesel AT	Diesel / Automatic	Rs. 24,95,999	Rs. 21,92,665	Rs. 7,64,055	Rs. 47,129
AX7L 6Str Diesel AT	Diesel / Automatic	Rs. 24,99,000	Rs. 21,95,308	Rs. 7,67,855	Rs. 47,186
AX7L Diesel	Diesel / Manual	Rs. 25,16,000	Rs. 22,10,279	Rs. 7,77,691	Rs. 47,508
AX7L Diesel AWD AT	Diesel / Automatic	Rs. 25,79,000	Rs. 22,65,761	Rs. 7,89,300	Rs. 48,700

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EMI of Mahindra XUV 7XO Rivals – Safari, Harrier, Carens Clavis

Tata Safari
Rs. 13.40 Lakh
Safari EMI Compare with XUV 7XO
Tata Harrier
Rs. 13.00 Lakh
Harrier EMI Compare with XUV 7XO
Kia Carens Clavis
Rs. 11.39 Lakh
Carens Clavis EMI Compare with XUV 7XO
Mahindra Thar ROXX
Rs. 12.52 Lakh
Thar ROXX EMI Compare with XUV 7XO
Maruti Suzuki Ertiga
Rs. 8.90 Lakh
Ertiga EMI Compare with XUV 7XO

Mahindra XUV 7XO EMI – Frequently Asked Questions

What is the starting EMI of the Mahindra XUV 7XO?

The Mahindra XUV 7XO EMI starts at ₹26,364 per month for the AX petrol on a ₹12.27 Lakh loan at 10.5% for 60 months. Its on-road price in Yamuna Nagar is ₹16.65 Lakh.

What is the minimum down payment for the Mahindra XUV 7XO?

About ₹4.39 Lakh for the AX petrol in Yamuna Nagar: the on-road price of ₹16.65 Lakh minus a ₹12.27 Lakh loan.

How much total interest will I pay on a Mahindra XUV 7XO loan?

On a ₹12.27 Lakh loan at 10.5% for 60 months you pay ₹3.55 Lakh in interest, or ₹15.82 Lakh in total.

What is the Mahindra XUV 7XO EMI for a 3-year versus a 7-year tenure?

For a ₹12.27 Lakh loan at 10.5%, the EMI is ₹39,867 per month over 3 years (₹2.09 Lakh interest) and ₹20,681 per month over 7 years (₹5.11 Lakh interest).

Which bank has the lowest interest rate for a Mahindra XUV 7XO loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹25,284 per month on a ₹12.27 Lakh loan for 60 months.

What is the EMI of the Mahindra XUV 7XO diesel automatic?

The AX3 Diesel AT, the most affordable diesel automatic, costs ₹34,503 per month on a ₹16.05 Lakh loan at 10.5% for 60 months.

What is the EMI of the top Mahindra XUV 7XO variant?

The AX7L Diesel AWD AT costs ₹48,700 per month on a ₹22.66 Lakh loan at 10.5% for 60 months.

How is the Mahindra XUV 7XO down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Mahindra XUV 7XO

4.6 9 user reviews

Starts at Rs. 13.99 Lakh

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Mahindra XUV 7XO 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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