Toyota Innova Hycross EMI Calculator


Updated on October 2026
Toyota Innova Hycross EMI starts at ₹35,280 per month for the G Fleet 7STR petrol (₹18.70 Lakh ex-showroom, ₹22.67 Lakh on-road Delhi), on a ₹16.41 Lakh loan at 10.5% for 60 months. Down payment: ₹6.25 Lakh. Total interest: ₹4.75 Lakh. The top ZX(O) Hybrid costs ₹60,152/month.
Also see: Innova Hycross On-road price | Innova Hycross Variants | Innova Hycross Mileage

Toyota Innova Hycross G Fleet 7STR EMI & Down Payment

Ex-showroom
: Rs. 18,70,000
On-road price
: Rs. 22,66,735  (Delhi)
Loan amount
: Rs. 16,41,376  (On-road - Down payment)
Down payment
: Rs. 6,25,359  (On-road - Loan amount)
Monthly EMI
: Rs. 35,280  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 1,01,335
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Toyota Innova Hycross Car Loan EMI Calculator

On-road price (Delhi)
Rs. 22,66,735
Down payment
Rs. 6,25,359
Loan amount
Rs. 16,41,376
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 35,280
Total interest
Rs. 4,75,424
Total payable
Rs. 21,16,800
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Toyota Innova Hycross Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 33,953 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 34,072 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 34,192 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 33,834 (60 months)
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Toyota Innova Hycross EMI by Loan Tenure

For a Rs. 16,41,376 loan on the G Fleet 7STR petrol at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 53,349 Rs. 2,79,188 Rs. 19,20,564
48 months Rs. 42,025 Rs. 3,75,824 Rs. 20,17,200
60 months Rs. 35,280 Rs. 4,75,424 Rs. 21,16,800
84 months Rs. 27,675 Rs. 6,83,324 Rs. 23,24,700
Toyota Innova Hycross
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Toyota Innova Hycross
4.5 60 user reviews
Starts at ₹ 18.70 Lakh
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Toyota Innova Hycross Variant-wise EMI & Down Payment

Innova Hycross Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
G Fleet 7STR Petrol / Automatic Rs. 18,70,000 Rs. 16,41,376 Rs. 6,25,359 Rs. 35,280
G Fleet 8STR Petrol / Automatic Rs. 18,75,000 Rs. 16,45,779 Rs. 6,26,899 Rs. 35,374
GX 7STR Petrol / Automatic Rs. 19,53,000 Rs. 17,14,470 Rs. 6,47,896 Rs. 36,851
GX 8STR Petrol / Automatic Rs. 19,58,000 Rs. 17,18,873 Rs. 6,48,935 Rs. 36,945
GX (O) 8STR Petrol / Automatic Rs. 20,84,000 Rs. 18,29,836 Rs. 6,82,991 Rs. 39,330
GX (O) 7STR Petrol / Automatic Rs. 20,97,000 Rs. 18,41,285 Rs. 6,86,874 Rs. 39,576
VX 7STR Hybrid Petrol / Automatic Rs. 26,76,000 Rs. 23,51,184 Rs. 8,57,192 Rs. 50,536
VX 8STR Hybrid Petrol / Automatic Rs. 26,81,000 Rs. 23,55,587 Rs. 8,59,432 Rs. 50,631
VX(O) 7STR Hybrid Petrol / Automatic Rs. 28,77,000 Rs. 25,28,196 Rs. 9,10,341 Rs. 54,341
VX(O) 8STR Hybrid Petrol / Automatic Rs. 28,82,000 Rs. 25,32,599 Rs. 9,13,381 Rs. 54,435
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EMI of Toyota Innova Hycross Rivals – Invicto, Sorento, Ertiga

Toyota Innova Hycross EMI – Frequently Asked Questions

What is the starting EMI of the Toyota Innova Hycross?

The Toyota Innova Hycross EMI starts at ₹35,280 per month for the G Fleet 7STR petrol on a ₹16.41 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹22.67 Lakh.

What is the minimum down payment for the Toyota Innova Hycross?

About ₹6.25 Lakh for the G Fleet 7STR petrol in Delhi: the on-road price of ₹22.67 Lakh minus a ₹16.41 Lakh loan.

How much total interest will I pay on a Toyota Innova Hycross loan?

On a ₹16.41 Lakh loan at 10.5% for 60 months you pay ₹4.75 Lakh in interest, or ₹21.17 Lakh in total.

What is the Toyota Innova Hycross EMI for a 3-year versus a 7-year tenure?

For a ₹16.41 Lakh loan at 10.5%, the EMI is ₹53,349 per month over 3 years (₹2.79 Lakh interest) and ₹27,675 per month over 7 years (₹6.83 Lakh interest).

Which bank has the lowest interest rate for a Toyota Innova Hycross loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹33,834 per month on a ₹16.41 Lakh loan for 60 months.

What is the EMI of the top Toyota Innova Hycross variant?

The ZX(O) Hybrid costs ₹60,152 per month on a ₹27.99 Lakh loan at 10.5% for 60 months.

How is the Toyota Innova Hycross down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Toyota Innova Hycross
Toyota Innova Hycross
4.5 60 user reviews
Starts at Rs. 18.70 Lakh
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Toyota Innova Hycross Brochure

Toyota Innova Hycross 2026 Brochure

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