Lotus Eletre EMI Calculator
Updated on October 2026
Lotus Eletre Base EMI & Down Payment
Lotus Eletre Car Loan EMI Calculator
- On-road price (Delhi)
- Rs. 2,67,40,084
- Down payment
- Rs. 42,88,819
- Loan amount
- Rs. 2,24,51,265
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 4,82,565
- Total interest
- Rs. 65,02,635
- Total payable
- Rs. 2,89,53,900
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Lotus Eletre Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
 HDFC Bank |
8.85% onwards | Rs. 4,64,419 (60 months) |
| ICICI Bank |
9% onwards | Rs. 4,66,051 (60 months) |
| Axis Bank |
9.15% onwards | Rs. 4,67,687 (60 months) |
| Bank of Baroda |
8.7% onwards | Rs. 4,62,789 (60 months) |
Lotus Eletre EMI by Loan Tenure
For a Rs. 2,24,51,265 loan on the Base electric(battery) at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 7,29,721 | Rs. 38,18,691 | Rs. 2,62,69,956 |
| 48 months | Rs. 5,74,828 | Rs. 51,40,479 | Rs. 2,75,91,744 |
| 60 months | Rs. 4,82,565 | Rs. 65,02,635 | Rs. 2,89,53,900 |
| 84 months | Rs. 3,78,543 | Rs. 93,46,347 | Rs. 3,17,97,612 |
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Lotus Eletre Variant-wise EMI & Down Payment
| Eletre Variants | Fuel/Transmission | Ex-showroom | Loan @10.5% | Down Payment | EMI (60 months) |
|---|---|---|---|---|---|
| Base | Electric(Battery) / Automatic | Rs. 2,55,00,000 | Rs. 2,24,51,265 | Rs. 42,88,819 | Rs. 4,82,565 |
| S | Electric(Battery) / Automatic | Rs. 2,75,00,000 | Rs. 2,42,12,576 | Rs. 46,22,458 | Rs. 5,20,423 |
| R | Electric(Battery) / Automatic | Rs. 2,99,00,000 | Rs. 2,63,26,149 | Rs. 50,22,825 | Rs. 5,65,852 |
EMI of Lotus Eletre Rivals – Range Rover, Porsche 911, M5
-
Land Rover Range Rover
Rs. 2.40 CroreRange Rover EMI Compare with Eletre
-
Porsche 911
Rs. 2.00 Crore911 EMI Compare with Eletre
-
BMW M5
Rs. 2.12 CroreM5 EMI Compare with Eletre
-
Land Rover Range Rover Sport
Rs. 1.43 CroreRange Rover Sport EMI Compare with Eletre
-
Mercedes-Benz GLS
Rs. 1.38 CroreGLS EMI Compare with Eletre
Lotus Eletre EMI – Frequently Asked Questions
What is the starting EMI of the Lotus Eletre?
The Lotus Eletre EMI starts at ₹4,82,565 per month for the Base electric(battery) on a ₹2.25 Crore loan at 10.5% for 60 months. Its on-road price in Delhi is ₹2.67 Crore.
What is the minimum down payment for the Lotus Eletre?
About ₹42.89 Lakh for the Base electric(battery) in Delhi: the on-road price of ₹2.67 Crore minus a ₹2.25 Crore loan.
How much total interest will I pay on a Lotus Eletre loan?
On a ₹2.25 Crore loan at 10.5% for 60 months you pay ₹65.03 Lakh in interest, or ₹2.90 Crore in total.
What is the Lotus Eletre EMI for a 3-year versus a 7-year tenure?
For a ₹2.25 Crore loan at 10.5%, the EMI is ₹7,29,721 per month over 3 years (₹38.19 Lakh interest) and ₹3,78,543 per month over 7 years (₹93.46 Lakh interest).
Which bank has the lowest interest rate for a Lotus Eletre loan?
Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹4,62,789 per month on a ₹2.25 Crore loan for 60 months.
What is the EMI of the top Lotus Eletre variant?
The R costs ₹5,65,852 per month on a ₹2.63 Crore loan at 10.5% for 60 months.
How is the Lotus Eletre down payment calculated?
Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.
Lotus Eletre 2026 Brochure
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