Lexus NX EMI Calculator

Updated on October 2026

Lexus NX EMI starts at ₹1,27,822 per month for the 350h Exquisite petrol (₹67.59 Lakh ex-showroom, ₹77.97 Lakh on-road Delhi), on a ₹59.47 Lakh loan at 10.5% for 60 months. Down payment: ₹18.50 Lakh. Total interest: ₹17.22 Lakh. The top 350h F-sport costs ₹1,40,902/month.

Also see: NX On-road price | NX Variants | NX Mileage

Lexus NX EMI and Down Payment

Lexus NX 350h Exquisite – EMI calculator

Ex-showroom

: Rs. 67,59,000

On-road price

: Rs. 77,97,157 (Delhi)

Loan amount

: Rs. 59,46,900 (On-road - Down payment)

Down payment

: Rs. 18,50,257 (On-road - Loan amount)

Monthly EMI

: Rs. 1,27,822 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 2,89,867

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Lexus NX Car Loan EMI Calculator

Variant: 350h Exquisite
On-road price (Delhi): Rs. 77,97,157
Down payment: Rs. 18,50,257
Loan amount: Rs. 59,46,900
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 1,27,822

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Lexus NX Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 1,27,822

60 months @ 10.5%

Down paymentRs. 18,50,257
Loan amountRs. 59,46,900
Total interestRs. 17,22,420
Total loan repayment (EMIs)Rs. 76,69,320
Total purchase outlayRs. 95,19,577

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the 350h Exquisite costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 9,54,508	Rs. 5,79,356	Rs. 49,92,392
Year 2 Months 13-24	Rs. 10,59,699	Rs. 4,74,165	Rs. 39,32,693
Year 3 Months 25-36	Rs. 11,76,481	Rs. 3,57,383	Rs. 27,56,212
Year 4 Months 37-48	Rs. 13,06,133	Rs. 2,27,731	Rs. 14,50,079
Year 5 Months 49-60	Rs. 14,50,079	Rs. 83,785	Rs. 0

Lexus NX Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 1,23,015 (60 months)
ICICI Bank	9% onwards	Rs. 1,23,448 (60 months)
Axis Bank	9.15% onwards	Rs. 1,23,881 (60 months)
Bank of Baroda	8.7% onwards	Rs. 1,22,584 (60 months)

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Lexus NX EMI by Loan Tenure

For a Rs. 59,46,900 loan on the 350h Exquisite petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 1,93,289	Rs. 10,11,504	Rs. 69,58,404
48 months	Rs. 1,52,261	Rs. 13,61,628	Rs. 73,08,528
60 months	Rs. 1,27,822	Rs. 17,22,420	Rs. 76,69,320
84 months	Rs. 1,00,269	Rs. 24,75,696	Rs. 84,22,596

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Lexus NX

3.3 13 user reviews

Starts at ₹ 67.59 Lakh

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Lexus NX Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

NX Variants	Fuel/Transmission	Ex-showroom	On-road Price	Loan @10.5%	Down Payment	EMI (60 months)
350h Exquisite	Petrol / Automatic	Rs. 67,59,000	Rs. 77,97,157	Rs. 59,46,900	Rs. 18,50,257	Rs. 1,27,822
350h Overtrail	Petrol / Automatic	Rs. 71,43,000	Rs. 82,38,205	Rs. 62,85,072	Rs. 19,53,133	Rs. 1,35,091
350h Luxury	Petrol / Automatic	Rs. 72,33,000	Rs. 83,41,575	Rs. 63,64,331	Rs. 19,77,244	Rs. 1,36,794
350h F-sport	Petrol / Automatic	Rs. 74,50,000	Rs. 85,90,813	Rs. 65,55,433	Rs. 20,35,380	Rs. 1,40,902

How Is the Lexus NX EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the 350h Exquisite petrol variant: P = ₹59.47 Lakh, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹1,27,822.

The calculation starts from the Delhi on-road price of ₹77.97 Lakh (ex-showroom ₹67.59 Lakh plus insurance, RTO and other charges).

Factors That Affect Your Lexus NX Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹2,966 to the EMI on a ₹59.47 Lakh loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹1,93,289; over 84 months it drops to ₹1,00,269 but you pay ₹14.64 Lakh more in interest.
Variant and city: In Delhi the EMI ranges from ₹1,27,822 (350h Exquisite petrol) to ₹1,40,902 (350h F-sport). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Lexus NX Rivals – X1, Q3, Cyberster

Starting EMI of each model's base variant, worked out the same way as the Lexus NX: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
BMW X1 sDrive18i M Sport	Rs. 61,15,840	Rs. 1,00,016	60 months	10.5%	Compare with NX
Audi Q3 Nova	Rs. 60,05,399	Rs. 98,293	60 months	10.5%	Compare with NX
MG Cyberster GT	Rs. 86,70,930	Rs. 1,56,041	60 months	10.5%	Compare with NX
Kia Carnival Limousine Plus	Rs. 72,39,355	Rs. 1,12,791	60 months	10.5%	Compare with NX

Frequently Asked Questions About Lexus NX EMI

What is the monthly EMI for the Lexus NX?

₹1,27,822 a month for the 350h Exquisite petrol, on a ₹59.47 Lakh loan at 10.5% for 5 years. The top 350h F-sport works out to ₹1,40,902.

How much down payment is required for the Lexus NX?

About ₹18.50 Lakh for the 350h Exquisite petrol in Delhi. That's the on-road price of ₹77.97 Lakh minus the ₹59.47 Lakh loan.

How does the loan tenure affect the Lexus NX EMI?

Over 3 years the EMI is ₹1,93,289 and you pay ₹10.12 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹1,00,269, but interest rises to ₹24.76 Lakh.

Is the Lexus NX EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the 350h Exquisite petrol costs ₹77.97 Lakh on-road, which includes ₹2.90 Lakh insurance and ₹7.48 Lakh RTO and other charges.