MG Cyberster EMI Calculator


Updated on October 2026
MG Cyberster EMI starts at ₹1,56,041 per month for the GT electric(battery) (₹82.50 Lakh ex-showroom, ₹86.71 Lakh on-road Delhi), on a ₹72.60 Lakh loan at 10.5% for 60 months. Down payment: ₹14.11 Lakh. Total interest: ₹21.03 Lakh. The top Couture Edition costs ₹1,65,490/month.
Also see: Cyberster On-road price | Cyberster Variants | Cyberster Mileage

MG Cyberster GT EMI & Down Payment

Ex-showroom
: Rs. 82,49,800
On-road price
: Rs. 86,70,930  (Delhi)
Loan amount
: Rs. 72,59,782  (On-road - Down payment)
Down payment
: Rs. 14,11,148  (On-road - Loan amount)
Monthly EMI
: Rs. 1,56,041  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 3,34,032
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MG Cyberster Car Loan EMI Calculator

On-road price (Delhi)
Rs. 86,70,930
Down payment
Rs. 14,11,148
Loan amount
Rs. 72,59,782
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 1,56,041
Total interest
Rs. 21,02,678
Total payable
Rs. 93,62,460
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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MG Cyberster Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 1,50,173 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 1,50,701 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 1,51,230 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 1,49,646 (60 months)
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MG Cyberster EMI by Loan Tenure

For a Rs. 72,59,782 loan on the GT electric(battery) at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 2,35,961 Rs. 12,34,814 Rs. 84,94,596
48 months Rs. 1,85,875 Rs. 16,62,218 Rs. 89,22,000
60 months Rs. 1,56,041 Rs. 21,02,678 Rs. 93,62,460
84 months Rs. 1,22,405 Rs. 30,22,238 Rs. 1,02,82,020
MG Cyberster
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MG Cyberster
Starts at ₹ 82.50 Lakh
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MG Cyberster Variant-wise EMI & Down Payment

Cyberster Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
GT Electric(Battery) / Automatic Rs. 82,49,800 Rs. 72,59,782 Rs. 14,11,148 Rs. 1,56,041
Couture Edition Electric(Battery) / Automatic Rs. 87,49,000 Rs. 76,99,405 Rs. 14,94,424 Rs. 1,65,490

EMI of MG Cyberster Rivals – Defender, Camry, Roadster

MG Cyberster EMI – Frequently Asked Questions

What is the starting EMI of the MG Cyberster?

The MG Cyberster EMI starts at ₹1,56,041 per month for the GT electric(battery) on a ₹72.60 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹86.71 Lakh.

What is the minimum down payment for the MG Cyberster?

About ₹14.11 Lakh for the GT electric(battery) in Delhi: the on-road price of ₹86.71 Lakh minus a ₹72.60 Lakh loan.

How much total interest will I pay on a MG Cyberster loan?

On a ₹72.60 Lakh loan at 10.5% for 60 months you pay ₹21.03 Lakh in interest, or ₹93.62 Lakh in total.

What is the MG Cyberster EMI for a 3-year versus a 7-year tenure?

For a ₹72.60 Lakh loan at 10.5%, the EMI is ₹2,35,961 per month over 3 years (₹12.35 Lakh interest) and ₹1,22,405 per month over 7 years (₹30.22 Lakh interest).

Which bank has the lowest interest rate for a MG Cyberster loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹1,49,646 per month on a ₹72.60 Lakh loan for 60 months.

What is the EMI of the top MG Cyberster variant?

The Couture Edition costs ₹1,65,490 per month on a ₹76.99 Lakh loan at 10.5% for 60 months.

How is the MG Cyberster down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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MG Cyberster
Starts at Rs. 82.50 Lakh
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