Kia Carnival EMI Calculator
Updated on October 2026
Kia Carnival Limousine Plus EMI & Down Payment
Kia Carnival Car Loan EMI Calculator
- On-road price (Delhi)
- Rs. 72,39,355
- Down payment
- Rs. 19,91,783
- Loan amount
- Rs. 52,47,572
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 1,12,791
- Total interest
- Rs. 15,19,888
- Total payable
- Rs. 67,67,460
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Kia Carnival Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
 HDFC Bank |
8.85% onwards | Rs. 1,08,549 (60 months) |
| ICICI Bank |
9% onwards | Rs. 1,08,931 (60 months) |
| Axis Bank |
9.15% onwards | Rs. 1,09,313 (60 months) |
| Bank of Baroda |
8.7% onwards | Rs. 1,08,169 (60 months) |
Kia Carnival EMI by Loan Tenure
For a Rs. 52,47,572 loan on the Limousine Plus diesel at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 1,70,559 | Rs. 8,92,552 | Rs. 61,40,124 |
| 48 months | Rs. 1,34,356 | Rs. 12,01,516 | Rs. 64,49,088 |
| 60 months | Rs. 1,12,791 | Rs. 15,19,888 | Rs. 67,67,460 |
| 84 months | Rs. 88,478 | Rs. 21,84,580 | Rs. 74,32,152 |
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Kia Carnival EMI – Frequently Asked Questions
What is the starting EMI of the Kia Carnival?
The Kia Carnival EMI starts at ₹1,12,791 per month for the Limousine Plus diesel on a ₹52.48 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹72.39 Lakh.
What is the minimum down payment for the Kia Carnival?
About ₹19.92 Lakh for the Limousine Plus diesel in Delhi: the on-road price of ₹72.39 Lakh minus a ₹52.48 Lakh loan.
How much total interest will I pay on a Kia Carnival loan?
On a ₹52.48 Lakh loan at 10.5% for 60 months you pay ₹15.20 Lakh in interest, or ₹67.67 Lakh in total.
What is the Kia Carnival EMI for a 3-year versus a 7-year tenure?
For a ₹52.48 Lakh loan at 10.5%, the EMI is ₹1,70,559 per month over 3 years (₹8.93 Lakh interest) and ₹88,478 per month over 7 years (₹21.85 Lakh interest).
Which bank has the lowest interest rate for a Kia Carnival loan?
Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹1,08,169 per month on a ₹52.48 Lakh loan for 60 months.
What is the EMI of the Kia Carnival diesel automatic?
The Limousine Plus, the most affordable diesel automatic, costs ₹1,12,791 per month on a ₹52.48 Lakh loan at 10.5% for 60 months.
How is the Kia Carnival down payment calculated?
Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.
Kia Carnival 2026 Brochure
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