Lectrix EV SX25 EMI Calculator

Updated on October 2026

The Lectrix EV SX25 EMI is Rs. 1,439 per month for 36 months at 9.45% on a loan of Rs. 44,965, with a down payment of Rs. 13,375. This is based on the Lead Acid variant's on-road price of Rs. 58,340 in Delhi (ex-showroom Rs. 54,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: SX25 On-road price | SX25 Mileage

Lectrix EV SX25 EMI and Down Payment (Delhi)

Lectrix EV SX25 Lead Acid – EMI calculator

Ex-showroom

: Rs. 54,999

On-road price

: Rs. 58,340 (Delhi)

Loan amount

: Rs. 44,965 (On-road - Down payment)

Down payment

: Rs. 13,375 (On-road - Loan amount)

Monthly EMI

: Rs. 1,439 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,341

View October Offers View EMI Offers

Lectrix EV SX25 Bike Loan EMI Calculator

On-road price (Delhi): Rs. 58,340
Down payment: Rs. 13,375
Loan amount: Rs. 44,965
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 1,439
Total interest: Rs. 6,839
Total payable: Rs. 51,804

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Lectrix EV SX25 Loan Interest Rates by Bank

Lectrix EV SX25 loan rates, 36 months, loan Rs. 44,965
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 1,548 (36 months)
ICICI Bank	10.05% onwards	Rs. 1,452 (36 months)
Axis Bank	11% onwards	Rs. 1,472 (36 months)
Bank of Baroda	13.65% onwards	Rs. 1,529 (36 months)

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Lectrix EV SX25 EMI by Tenure

For a Rs. 44,965 loan on the Lead Acid electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 3,942	Rs. 2,339	Rs. 47,304
24 months	Rs. 2,064	Rs. 4,571	Rs. 49,536
36 months	Rs. 1,439	Rs. 6,839	Rs. 51,804
48 months	Rs. 1,129	Rs. 9,227	Rs. 54,192
60 months	Rs. 943	Rs. 11,615	Rs. 56,580

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Lectrix EV SX25

Starts at ₹ 54,999

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Lectrix EV SX25 Variant-wise EMI & Down Payment

SX25 Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
Lead Acid	Electric	Rs. 54,999	Rs. 44,965	Rs. 13,375	Rs. 1,439
Lithium Ion	Electric	Rs. 67,999	Rs. 56,290	Rs. 15,257	Rs. 1,802

Lectrix EV SX25 EMI vs HF Deluxe, Radeon, Shine 100

Hero HF Deluxe
Rs. 59,477
HF Deluxe EMI Compare with SX25
TVS Radeon
Rs. 58,850
Radeon EMI Compare with SX25
Honda Shine 100
Rs. 65,642
Shine 100 EMI Compare with SX25
Hero HF 100
Rs. 59,839
HF 100 EMI Compare with SX25
Yulu Wynn
Rs. 55,555
Wynn EMI Compare with SX25

Lectrix EV SX25 EMI FAQs

What is the EMI for the Lectrix EV SX25?

Rs. 1,439 per month for the Lead Acid variant (loan Rs. 44,965, 9.45%, 36 months). Over 60 months it is Rs. 943.

What is the down payment for the Lectrix EV SX25?

Rs. 13,375 for Lead Acid and Rs. 15,257 for Lithium Ion in ZigWheels' default calculation.

What is the EMI for the Lectrix EV SX25 Lithium Ion variant?

Rs. 1,802 per month on a loan of Rs. 56,290 at 9.45% for 36 months.

Which bank has the lowest rate for a Lectrix EV SX25 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,452 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Lectrix EV SX25 loan?

Rs. 6,839 over 36 months on the Lead Acid loan at 9.45%.

What on-road price is the Lectrix EV SX25 EMI based on?

Rs. 58,340 in Delhi: ex-showroom Rs. 54,999, insurance Rs. 3,341, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Lectrix EV SX25 Q&A

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