Komaki X3 EMI Calculator

Updated on October 2026

The Komaki X3 EMI is Rs. 1,425 per month for 36 months at 9.45% on a loan of Rs. 44,529, with a down payment of Rs. 14,397. This is based on the STD variant's on-road price of Rs. 58,926 in Haridwar (ex-showroom Rs. 54,499). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: X3 On-road price | X3 Mileage

Komaki X3 EMI and Down Payment (Haridwar)

Ex-showroom

: Rs. 54,499

On-road price

: Rs. 58,926 (Haridwar)

Loan amount

: Rs. 44,529 (On-road - Down payment)

Down payment

: Rs. 14,397 (On-road - Loan amount)

Monthly EMI

: Rs. 1,425 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 4,227

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Komaki X3 Bike Loan EMI Calculator

On-road price (Haridwar): Rs. 58,926
Down payment: Rs. 14,397
Loan amount: Rs. 44,529
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 1,425
Total interest: Rs. 6,771
Total payable: Rs. 51,300

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Komaki X3 Loan Interest Rates by Bank

Komaki X3 loan rates, 36 months, loan Rs. 44,529
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 1,533 (36 months)
ICICI Bank	10.05% onwards	Rs. 1,438 (36 months)
Axis Bank	11% onwards	Rs. 1,458 (36 months)
Bank of Baroda	13.65% onwards	Rs. 1,514 (36 months)

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Komaki X3 EMI by Tenure

For a Rs. 44,529 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 3,903	Rs. 2,307	Rs. 46,836
24 months	Rs. 2,044	Rs. 4,527	Rs. 49,056
36 months	Rs. 1,425	Rs. 6,771	Rs. 51,300
48 months	Rs. 1,118	Rs. 9,135	Rs. 53,664
60 months	Rs. 934	Rs. 11,511	Rs. 56,040

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Komaki X3

Starts at ₹ 54,499

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Komaki X3 EMI vs HF Deluxe, Radeon, HF 100

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Rs. 59,999
HF Deluxe EMI Compare with X3
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Rs. 58,850
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Hero HF 100
Rs. 58,581
HF 100 EMI Compare with X3
Zelio Eeva
Rs. 58,334
Eeva EMI Compare with X3
Warivo Motors Edge
Rs. 60,000
Edge EMI Compare with X3

Komaki X3 EMI FAQs

What is the EMI for the Komaki X3?

Rs. 1,425 per month for the STD variant (loan Rs. 44,529, 9.45%, 36 months). Over 60 months it is Rs. 934.

What is the down payment for the Komaki X3?

Rs. 14,397 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Komaki X3 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,438 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Komaki X3 loan?

Rs. 6,771 over 36 months on the STD loan at 9.45%.

What on-road price is the Komaki X3 EMI based on?

Rs. 58,926 in Haridwar: ex-showroom Rs. 54,499, insurance Rs. 4,227, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Komaki X3 Q&A

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