Komaki Flora EMI Calculator

Updated on October 2026

The Komaki Flora EMI is Rs. 1,607 per month for 36 months at 9.45% on a loan of Rs. 50,193, with a down payment of Rs. 15,848. This is based on the STD variant's on-road price of Rs. 66,041 in Devanahalli (ex-showroom Rs. 61,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Flora On-road price | Flora Mileage

Komaki Flora EMI and Down Payment (Devanahalli)

Ex-showroom

: Rs. 61,000

On-road price

: Rs. 66,041 (Devanahalli)

Loan amount

: Rs. 50,193 (On-road - Down payment)

Down payment

: Rs. 15,848 (On-road - Loan amount)

Monthly EMI

: Rs. 1,607 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 4,341

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Komaki Flora Bike Loan EMI Calculator

On-road price (Devanahalli): Rs. 66,041
Down payment: Rs. 15,848
Loan amount: Rs. 50,193
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 1,607
Total interest: Rs. 7,659
Total payable: Rs. 57,852

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Komaki Flora Loan Interest Rates by Bank

Komaki Flora loan rates, 36 months, loan Rs. 50,193
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 1,728 (36 months)
ICICI Bank	10.05% onwards	Rs. 1,621 (36 months)
Axis Bank	11% onwards	Rs. 1,643 (36 months)
Bank of Baroda	13.65% onwards	Rs. 1,707 (36 months)

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Komaki Flora EMI by Tenure

For a Rs. 50,193 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 4,400	Rs. 2,607	Rs. 52,800
24 months	Rs. 2,303	Rs. 5,079	Rs. 55,272
36 months	Rs. 1,607	Rs. 7,659	Rs. 57,852
48 months	Rs. 1,260	Rs. 10,287	Rs. 60,480
60 months	Rs. 1,053	Rs. 12,987	Rs. 63,180

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Komaki Flora

4.5 23 user reviews

Starts at ₹ 61,000

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Komaki Flora EMI vs HF Deluxe, Radeon, Pleasure Plus

Hero HF Deluxe
Rs. 63,966
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TVS Radeon
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Radeon EMI Compare with Flora
Hero Pleasure Plus
Rs. 71,708
Pleasure Plus EMI Compare with Flora
Honda Shine 100
Rs. 67,200
Shine 100 EMI Compare with Flora
Hero HF Deluxe Pro
Rs. 72,319
HF Deluxe Pro EMI Compare with Flora

Komaki Flora EMI FAQs

What is the EMI for the Komaki Flora?

Rs. 1,607 per month for the STD variant (loan Rs. 50,193, 9.45%, 36 months). Over 60 months it is Rs. 1,053.

What is the down payment for the Komaki Flora?

Rs. 15,848 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Komaki Flora loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,621 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Komaki Flora loan?

Rs. 7,659 over 36 months on the STD loan at 9.45%.

What on-road price is the Komaki Flora EMI based on?

Rs. 66,041 in Devanahalli: ex-showroom Rs. 61,000, insurance Rs. 4,341, RTO and other charges Rs. 700.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Komaki Flora Q&A

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