Kinetic DX EV EMI Calculator


Updated on October 2026
The Kinetic DX EV EMI is Rs. 3,015 per month for 36 months at 9.45% on a loan of Rs. 94,187, with a down payment of Rs. 23,852. This is based on the STD variant's on-road price of Rs. 1,18,039 in Singtam (ex-showroom Rs. 1,11,499). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Kinetic DX EV EMI and Down Payment (Singtam)

Ex-showroom
: Rs. 1,11,499
On-road price
: Rs. 1,18,039  (Singtam)
Loan amount
: Rs. 94,187  (On-road - Down payment)
Down payment
: Rs. 23,852  (On-road - Loan amount)
Monthly EMI
: Rs. 3,015  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 5,226
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Kinetic DX EV Bike Loan EMI Calculator

On-road price (Singtam)
Rs. 1,18,039
Down payment
Rs. 23,852
Loan amount
Rs. 94,187
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,015
Total interest
Rs. 14,353
Total payable
Rs. 1,08,540
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Kinetic DX EV Loan Interest Rates by Bank

Kinetic DX EV loan rates, 36 months, loan Rs. 94,187
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,242 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,041 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,084 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,203 (36 months)

Kinetic DX EV EMI by Tenure

For a Rs. 94,187 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 8,256 Rs. 4,885 Rs. 99,072
24 months Rs. 4,322 Rs. 9,541 Rs. 1,03,728
36 months Rs. 3,015 Rs. 14,353 Rs. 1,08,540
48 months Rs. 2,364 Rs. 19,285 Rs. 1,13,472
60 months Rs. 1,976 Rs. 24,373 Rs. 1,18,560
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Kinetic DX EV Variant-wise EMI & Down Payment

DX EV Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
STD Electric Rs. 1,11,499 Rs. 94,187 Rs. 23,852 Rs. 3,015
Plus Electric Rs. 1,17,499 Rs. 99,414 Rs. 24,790 Rs. 3,182

Kinetic DX EV EMI FAQs

What is the EMI for the Kinetic DX EV?

Rs. 3,015 per month for the STD variant (loan Rs. 94,187, 9.45%, 36 months). Over 60 months it is Rs. 1,976.

What is the down payment for the Kinetic DX EV?

Rs. 23,852 for STD and Rs. 24,790 for Plus in ZigWheels' default calculation.

What is the EMI for the Kinetic DX EV Plus variant?

Rs. 3,182 per month on a loan of Rs. 99,414 at 9.45% for 36 months.

Which bank has the lowest rate for a Kinetic DX EV loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,041 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Kinetic DX EV loan?

Rs. 14,353 over 36 months on the STD loan at 9.45%.

What on-road price is the Kinetic DX EV EMI based on?

Rs. 1,18,039 in Singtam: ex-showroom Rs. 1,11,499, insurance Rs. 5,226, RTO and other charges Rs. 1,314.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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