Kinetic DX EV EMI Calculator
Updated on October 2026
Kinetic DX EV EMI and Down Payment (Singtam)
Kinetic DX EV Bike Loan EMI Calculator
- On-road price (Singtam)
- Rs. 1,18,039
- Down payment
- Rs. 23,852
- Loan amount
- Rs. 94,187
- Interest rate
- 9.45%
- Tenure
- 36 months
- Monthly EMI
- Rs. 3,015
- Total interest
- Rs. 14,353
- Total payable
- Rs. 1,08,540
Kinetic DX EV Loan Interest Rates by Bank
| Lending Partners | Interest Rate | EMI Starting From (36 Months) |
|---|---|---|
HDFC Bank |
14.5% onwards | Rs. 3,242 (36 months) |
ICICI Bank |
10.05% onwards | Rs. 3,041 (36 months) |
Axis Bank |
11% onwards | Rs. 3,084 (36 months) |
Bank of Baroda |
13.65% onwards | Rs. 3,203 (36 months) |
Kinetic DX EV EMI by Tenure
For a Rs. 94,187 loan on the STD electric at 9.45%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 12 months | Rs. 8,256 | Rs. 4,885 | Rs. 99,072 |
| 24 months | Rs. 4,322 | Rs. 9,541 | Rs. 1,03,728 |
| 36 months | Rs. 3,015 | Rs. 14,353 | Rs. 1,08,540 |
| 48 months | Rs. 2,364 | Rs. 19,285 | Rs. 1,13,472 |
| 60 months | Rs. 1,976 | Rs. 24,373 | Rs. 1,18,560 |
Kinetic DX EV Variant-wise EMI & Down Payment
Kinetic DX EV EMI vs Hunter 350, Pulsar NS200, Ronin
Kinetic DX EV EMI FAQs
What is the EMI for the Kinetic DX EV?
Rs. 3,015 per month for the STD variant (loan Rs. 94,187, 9.45%, 36 months). Over 60 months it is Rs. 1,976.
What is the down payment for the Kinetic DX EV?
Rs. 23,852 for STD and Rs. 24,790 for Plus in ZigWheels' default calculation.
What is the EMI for the Kinetic DX EV Plus variant?
Rs. 3,182 per month on a loan of Rs. 99,414 at 9.45% for 36 months.
Which bank has the lowest rate for a Kinetic DX EV loan?
Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,041 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.
How much total interest will I pay on a Kinetic DX EV loan?
Rs. 14,353 over 36 months on the STD loan at 9.45%.
What on-road price is the Kinetic DX EV EMI based on?
Rs. 1,18,039 in Singtam: ex-showroom Rs. 1,11,499, insurance Rs. 5,226, RTO and other charges Rs. 1,314.
What is the difference between EMI in advance and EMI in arrears?
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.
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