Kia Syros EMI Calculator

Updated on October 2026

Kia Syros EMI starts at ₹15,836 per month for the HTE Turbo petrol (₹8.42 Lakh ex-showroom, ₹9.76 Lakh on-road Delhi), on a ₹7.37 Lakh loan at 10.5% for 60 months. Down payment: ₹2.39 Lakh. Total interest: ₹2.13 Lakh. The top HTX Opt Diesel AT costs ₹29,826/month.

Also see: Syros On-road price | Syros Variants | Syros Offers

Kia Syros HTE Turbo EMI & Down Payment

Ex-showroom

: Rs. 8,41,900

On-road price

: Rs. 9,75,939 (Delhi)

Loan amount

: Rs. 7,36,774 (On-road - Down payment)

Down payment

: Rs. 2,39,165 (On-road - Loan amount)

Monthly EMI

: Rs. 15,836 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 37,406

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Kia Syros Car Loan EMI Calculator

On-road price (Delhi): Rs. 9,75,939
Down payment: Rs. 2,39,165
Loan amount: Rs. 7,36,774
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 15,836
Total interest: Rs. 2,13,386
Total payable: Rs. 9,50,160

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Kia Syros Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 15,241 (60 months)
ICICI Bank	9% onwards	Rs. 15,294 (60 months)
Axis Bank	9.15% onwards	Rs. 15,348 (60 months)
Bank of Baroda	8.7% onwards	Rs. 15,187 (60 months)

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Kia Syros EMI by Loan Tenure

For a Rs. 7,36,774 loan on the HTE Turbo petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 23,947	Rs. 1,25,318	Rs. 8,62,092
48 months	Rs. 18,864	Rs. 1,68,698	Rs. 9,05,472
60 months	Rs. 15,836	Rs. 2,13,386	Rs. 9,50,160
84 months	Rs. 12,423	Rs. 3,06,758	Rs. 10,43,532

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Kia Syros

4.3 9 user reviews

Starts at ₹ 8.42 Lakh

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Kia Syros Variant-wise EMI & Down Payment

Syros Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
HTE Turbo	Petrol / Manual	Rs. 8,41,900	Rs. 7,36,774	Rs. 2,39,165	Rs. 15,836
HTE Opt Turbo	Petrol / Manual	Rs. 9,21,900	Rs. 8,07,226	Rs. 2,60,318	Rs. 17,350
HTK EX Turbo	Petrol / Manual	Rs. 9,81,900	Rs. 8,60,066	Rs. 2,89,881	Rs. 18,486
HTE Opt Diesel	Diesel / Manual	Rs. 9,99,900	Rs. 8,75,917	Rs. 3,14,927	Rs. 18,827
HTK EX Diesel	Diesel / Manual	Rs. 10,61,900	Rs. 9,29,718	Rs. 3,95,394	Rs. 19,983
HTK Plus Turbo	Petrol / Manual	Rs. 10,75,900	Rs. 9,42,047	Rs. 3,45,411	Rs. 20,248
HTK Plus Diesel	Diesel / Manual	Rs. 11,55,900	Rs. 10,12,500	Rs. 4,14,801	Rs. 21,763
HTK Plus Turbo DCT	Petrol / Automatic	Rs. 11,95,900	Rs. 10,47,726	Rs. 3,77,238	Rs. 22,520
HTK Plus Opt Turbo	Petrol / Manual	Rs. 12,01,900	Rs. 10,53,010	Rs. 3,82,925	Rs. 22,633
HTK Plus Diesel AT	Diesel / Automatic	Rs. 12,75,900	Rs. 11,18,178	Rs. 4,57,039	Rs. 24,034
HTK Plus Opt Diesel	Diesel / Manual	Rs. 12,81,900	Rs. 11,23,462	Rs. 4,59,246	Rs. 24,148
HTK Plus Opt Turbo DCT	Petrol / Automatic	Rs. 13,21,900	Rs. 11,58,688	Rs. 4,19,353	Rs. 24,905
HTX Turbo DCT	Petrol / Automatic	Rs. 14,01,900	Rs. 12,29,141	Rs. 4,34,005	Rs. 26,419
HTK Plus Opt Diesel AT	Diesel / Automatic	Rs. 14,01,900	Rs. 12,29,141	Rs. 5,00,084	Rs. 26,419
HTX Diesel AT	Diesel / Automatic	Rs. 14,81,900	Rs. 12,99,593	Rs. 5,27,176	Rs. 27,933
HTX Opt Turbo DCT	Petrol / Automatic	Rs. 14,99,900	Rs. 13,15,445	Rs. 4,73,316	Rs. 28,274
HTX Opt Diesel AT	Diesel / Automatic	Rs. 15,81,900	Rs. 13,87,659	Rs. 5,61,190	Rs. 29,826

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EMI of Kia Syros Rivals – Wagon R, Brezza, Nexon

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Kia Syros EMI – Frequently Asked Questions

What is the starting EMI of the Kia Syros?

The Kia Syros EMI starts at ₹15,836 per month for the HTE Turbo petrol on a ₹7.37 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹9.76 Lakh.

What is the minimum down payment for the Kia Syros?

About ₹2.39 Lakh for the HTE Turbo petrol in Delhi: the on-road price of ₹9.76 Lakh minus a ₹7.37 Lakh loan.

How much total interest will I pay on a Kia Syros loan?

On a ₹7.37 Lakh loan at 10.5% for 60 months you pay ₹2.13 Lakh in interest, or ₹9.50 Lakh in total.

What is the Kia Syros EMI for a 3-year versus a 7-year tenure?

For a ₹7.37 Lakh loan at 10.5%, the EMI is ₹23,947 per month over 3 years (₹1.25 Lakh interest) and ₹12,423 per month over 7 years (₹3.07 Lakh interest).

Which bank has the lowest interest rate for a Kia Syros loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹15,187 per month on a ₹7.37 Lakh loan for 60 months.

What is the EMI of the Kia Syros diesel automatic?

The HTK Plus Diesel AT, the most affordable diesel automatic, costs ₹24,034 per month on a ₹11.18 Lakh loan at 10.5% for 60 months.

What is the EMI of the top Kia Syros variant?

The HTX Opt Diesel AT costs ₹29,826 per month on a ₹13.88 Lakh loan at 10.5% for 60 months.

How is the Kia Syros down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Kia Syros Q&A

Kia Syros

4.3 9 user reviews

Starts at Rs. 8.42 Lakh

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Kia Syros 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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