Tata Sierra EV EMI Calculator


Updated on October 2026
Tata Sierra EV EMI starts at ₹35,450 per month for the Pure 63 RWD electric(battery) (₹18.79 Lakh ex-showroom, ₹19.76 Lakh on-road Narwana), on a ₹16.49 Lakh loan at 10.5% for 60 months. Down payment: ₹3.27 Lakh. Total interest: ₹4.78 Lakh. The top Empowered A 75 AWD ACFC costs ₹50,006/month.
Also see: Sierra EV On-road price | Sierra EV Variants | Sierra EV Mileage

Tata Sierra EV Pure 63 RWD EMI & Down Payment

Ex-showroom
: Rs. 18,79,000
On-road price
: Rs. 19,75,876  (Narwana)
Loan amount
: Rs. 16,49,302  (On-road - Down payment)
Down payment
: Rs. 3,26,574  (On-road - Loan amount)
Monthly EMI
: Rs. 35,450  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 78,086
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Tata Sierra EV Car Loan EMI Calculator

On-road price (Narwana)
Rs. 19,75,876
Down payment
Rs. 3,26,574
Loan amount
Rs. 16,49,302
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 35,450
Total interest
Rs. 4,77,698
Total payable
Rs. 21,27,000
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Tata Sierra EV Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 34,117 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 34,237 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 34,357 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 33,997 (60 months)
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Tata Sierra EV EMI by Loan Tenure

For a Rs. 16,49,302 loan on the Pure 63 RWD electric(battery) at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 53,606 Rs. 2,80,514 Rs. 19,29,816
48 months Rs. 42,228 Rs. 3,77,642 Rs. 20,26,944
60 months Rs. 35,450 Rs. 4,77,698 Rs. 21,27,000
84 months Rs. 27,808 Rs. 6,86,570 Rs. 23,35,872
Tata Sierra EV
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Tata Sierra EV
4.7 12 user reviews
Starts at ₹ 18.79 Lakh
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Tata Sierra EV Variant-wise EMI & Down Payment

Sierra EV Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
Pure 63 RWD Electric(Battery) / Automatic Rs. 18,79,000 Rs. 16,49,302 Rs. 3,26,574 Rs. 35,450
Pure 63 RWD ACFC Electric(Battery) / Automatic Rs. 19,28,000 Rs. 16,92,454 Rs. 3,34,665 Rs. 36,377
Pure S 63 RWD Electric(Battery) / Automatic Rs. 19,99,000 Rs. 17,54,980 Rs. 3,46,388 Rs. 37,721
Pure S 63 RWD ACFC Electric(Battery) / Automatic Rs. 20,48,000 Rs. 17,98,132 Rs. 3,54,479 Rs. 38,649
Adventure 63 RWD Electric(Battery) / Automatic Rs. 20,99,000 Rs. 18,43,046 Rs. 3,62,899 Rs. 39,614
Adventure 63 RWD ACFC Electric(Battery) / Automatic Rs. 21,48,000 Rs. 18,86,198 Rs. 3,70,990 Rs. 40,542
Adventure 75 RWD Electric(Battery) / Automatic Rs. 22,19,000 Rs. 19,48,725 Rs. 4,00,492 Rs. 41,886
Adventure 75 RWD ACFC Electric(Battery) / Automatic Rs. 22,68,000 Rs. 19,91,877 Rs. 4,08,667 Rs. 42,813
Empowered 63 RWD Electric(Battery) / Automatic Rs. 22,79,000 Rs. 20,01,564 Rs. 3,92,620 Rs. 43,021
Empowered 63 RWD ACFC Electric(Battery) / Automatic Rs. 23,28,000 Rs. 20,44,716 Rs. 4,00,711 Rs. 43,949
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EMI of Tata Sierra EV Rivals – XUV 3XO, Bolero Neo Plus, Brezza

Tata Sierra EV EMI – Frequently Asked Questions

What is the starting EMI of the Tata Sierra EV?

The Tata Sierra EV EMI starts at ₹35,450 per month for the Pure 63 RWD electric(battery) on a ₹16.49 Lakh loan at 10.5% for 60 months. Its on-road price in Narwana is ₹19.76 Lakh.

What is the minimum down payment for the Tata Sierra EV?

About ₹3.27 Lakh for the Pure 63 RWD electric(battery) in Narwana: the on-road price of ₹19.76 Lakh minus a ₹16.49 Lakh loan.

How much total interest will I pay on a Tata Sierra EV loan?

On a ₹16.49 Lakh loan at 10.5% for 60 months you pay ₹4.78 Lakh in interest, or ₹21.27 Lakh in total.

What is the Tata Sierra EV EMI for a 3-year versus a 7-year tenure?

For a ₹16.49 Lakh loan at 10.5%, the EMI is ₹53,606 per month over 3 years (₹2.81 Lakh interest) and ₹27,808 per month over 7 years (₹6.87 Lakh interest).

Which bank has the lowest interest rate for a Tata Sierra EV loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹33,997 per month on a ₹16.49 Lakh loan for 60 months.

What is the EMI of the top Tata Sierra EV variant?

The Empowered A 75 AWD ACFC costs ₹50,006 per month on a ₹23.27 Lakh loan at 10.5% for 60 months.

How is the Tata Sierra EV down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Tata Sierra EV
Tata Sierra EV
4.7 12 user reviews
Starts at Rs. 18.79 Lakh
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