Kawasaki Versys 1100 EMI Calculator


Updated on November 2026
The Kawasaki Versys 1100 EMI is Rs. 38,315 per month for 36 months at 9% on a loan of Rs. 12,04,897, with a down payment of Rs. 3,35,060. This is based on the (2027) variant's on-road price of Rs. 15,39,957 in Delhi (ex-showroom Rs. 13,89,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Versys 1100 On-road price | Versys 1100 Mileage

Kawasaki Versys 1100 EMI and Down Payment

Ex-showroom
: Rs. 13,89,000
On-road price
: Rs. 15,39,957  (Delhi)
Loan amount
: Rs. 12,04,897  (On-road price - Down payment)
Down payment
: Rs. 3,35,060  (Amount paid upfront)
Monthly EMI
: Rs. 38,315  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 39,637
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Kawasaki Versys 1100 Bike Loan EMI Calculator

Variant
(2027)
On-road price (Delhi)
Rs. 15,39,957
Down payment
Rs. 3,35,060
Loan amount
Rs. 12,04,897
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 38,315
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Kawasaki Versys 1100 Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 38,315
36 months @ 9%
  • Down paymentRs. 3,35,060
  • Loan amountRs. 12,04,897
  • Total interestRs. 1,74,443
  • Total loan repayment (EMIs)Rs. 13,79,340
  • Total purchase outlayRs. 17,14,400

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the (2027) costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 3,66,201Rs. 93,579Rs. 8,38,696
Year 2 Months 13-24Rs. 4,00,552Rs. 59,228Rs. 4,38,144
Year 3 Months 25-36Rs. 4,38,144Rs. 21,636Rs. 0
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Kawasaki Versys 1100 Loan Interest Rates by Bank

Kawasaki Versys 1100 loan rates, 36 months, loan Rs. 12,04,897
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 41,474 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 38,907 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 39,447 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 40,976 (36 months)
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Kawasaki Versys 1100 EMI by Tenure

For a Rs. 12,04,897 loan on the (2027) at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 1,05,370 Rs. 59,543 Rs. 12,64,440
24 months Rs. 55,045 Rs. 1,16,183 Rs. 13,21,080
36 months Rs. 38,315 Rs. 1,74,443 Rs. 13,79,340
48 months Rs. 29,984 Rs. 2,34,335 Rs. 14,39,232
60 months Rs. 25,012 Rs. 2,95,823 Rs. 15,00,720
Kawasaki Versys 1100
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Kawasaki Versys 1100
Starts at ₹ 13,89,000
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Kawasaki Versys 1100 Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 36 months at 9%, and the down payment is the on-road price minus the loan.

Versys 1100 Variants Fuel/Transmission Ex-showroom On-road Price Loan @9% Down Payment EMI (36 months)
(2027) Petrol Rs. 13,89,000 Rs. 15,39,957 Rs. 12,04,897 Rs. 3,35,060 Rs. 38,315
(2026) Petrol Rs. 13,89,000 Rs. 15,39,957 Rs. 12,04,897 Rs. 3,35,060 Rs. 38,315

How Is the Kawasaki Versys 1100 EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the (2027) variant: P = Rs. 12,04,897, r = (9 ÷ 12) ÷ 100 = 0.0075 and n = 36 months, which gives an EMI of Rs. 38,315.

The calculation starts from the Delhi on-road price of Rs. 15,39,957 (ex-showroom Rs. 13,89,000 plus insurance, RTO and other charges).

Factors That Affect Your Kawasaki Versys 1100 Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 318 at 9% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 564 to the EMI on a Rs. 12,04,897 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 1,05,370; over 60 months it drops to Rs. 25,012 but you pay Rs. 2,36,280 more in interest.
  • Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Kawasaki Versys 1100 EMI vs Ninja ZX-6R, Bonneville T120, C 400 GT

Starting EMI of each model's base variant, worked out the same way as the Kawasaki Versys 1100: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Kawasaki Ninja ZX-6R STD Rs. 13,86,559 Rs. 34,436 36 months 9% Compare with Versys 1100
Triumph Bonneville T120 STD Rs. 13,50,133 Rs. 33,549 36 months 9% Compare with Versys 1100
BMW C 400 GT STD Rs. 12,70,227 Rs. 31,693 36 months 9% Compare with Versys 1100
Triumph Bonneville Bobber STD Rs. 14,27,300 Rs. 35,503 36 months 9% Compare with Versys 1100

Frequently Asked Questions About Kawasaki Versys 1100 EMI

What is the monthly EMI for the Kawasaki Versys 1100?

Rs. 38,315 a month for the (2027), on a Rs. 12,04,897 loan at 9% for 3 years.

How much down payment is required for the Kawasaki Versys 1100?

About Rs. 3,35,060 for the (2027) in Delhi. That's the on-road price of Rs. 15,39,957 minus the Rs. 12,04,897 loan.

How does the loan tenure affect the Kawasaki Versys 1100 EMI?

Over 1 year the EMI is Rs. 1,05,370 and you pay Rs. 59,543 in interest. Stretch it to 5 years and the EMI drops to Rs. 25,012, but interest rises to Rs. 2,95,823.

Is the Kawasaki Versys 1100 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the (2027) costs Rs. 15,39,957 on-road, which includes Rs. 39,637 insurance and Rs. 1,11,320 RTO and other charges.

Does the Kawasaki Versys 1100 EMI calculator include the processing fee?

Yes. The Rs. 5,450 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Kawasaki Versys 1100 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 12,04,897 loan comes to Rs. 38,907 a month.

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