Joy e-bike Gen Next Nanu Plus EMI Calculator


Updated on October 2026
The Joy e-bike Gen Next Nanu Plus EMI is Rs. 1,860 per month for 36 months at 9.45% on a loan of Rs. 58,120, with a down payment of Rs. 16,596. This is based on the STD variant's on-road price of Rs. 74,716 in Dholka (ex-showroom Rs. 70,099). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Gen Next Nanu Plus On-road price | Gen Next Nanu Plus Mileage

Joy e-bike Gen Next Nanu Plus EMI and Down Payment (Dholka)

Ex-showroom
: Rs. 70,099
On-road price
: Rs. 74,716  (Dholka)
Loan amount
: Rs. 58,120  (On-road - Down payment)
Down payment
: Rs. 16,596  (On-road - Loan amount)
Monthly EMI
: Rs. 1,860  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 3,717
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Joy e-bike Gen Next Nanu Plus Bike Loan EMI Calculator

On-road price (Dholka)
Rs. 74,716
Down payment
Rs. 16,596
Loan amount
Rs. 58,120
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,860
Total interest
Rs. 8,840
Total payable
Rs. 66,960
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Joy e-bike Gen Next Nanu Plus Loan Interest Rates by Bank

Joy e-bike Gen Next Nanu Plus loan rates, 36 months, loan Rs. 58,120
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,001 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,877 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,903 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 1,977 (36 months)
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Joy e-bike Gen Next Nanu Plus EMI by Tenure

For a Rs. 58,120 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 5,095 Rs. 3,020 Rs. 61,140
24 months Rs. 2,667 Rs. 5,888 Rs. 64,008
36 months Rs. 1,860 Rs. 8,840 Rs. 66,960
48 months Rs. 1,459 Rs. 11,912 Rs. 70,032
60 months Rs. 1,219 Rs. 15,020 Rs. 73,140
Joy e-bike Gen Next Nanu Plus
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Joy e-bike Gen Next Nanu Plus
5.0 3 user reviews
Starts at ₹ 70,099
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Joy e-bike Gen Next Nanu Plus EMI vs Splendor Plus, Activa, Splendor Plus XTEC

Joy e-bike Gen Next Nanu Plus EMI FAQs

What is the EMI for the Joy e-bike Gen Next Nanu Plus?

Rs. 1,860 per month for the STD variant (loan Rs. 58,120, 9.45%, 36 months). Over 60 months it is Rs. 1,219.

What is the down payment for the Joy e-bike Gen Next Nanu Plus?

Rs. 16,596 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Joy e-bike Gen Next Nanu Plus loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,877 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Joy e-bike Gen Next Nanu Plus loan?

Rs. 8,840 over 36 months on the STD loan at 9.45%.

What on-road price is the Joy e-bike Gen Next Nanu Plus EMI based on?

Rs. 74,716 in Dholka: ex-showroom Rs. 70,099, insurance Rs. 3,717, RTO and other charges Rs. 900.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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