Indian Springfield EMI Calculator


Updated on September 2026
The Indian Springfield EMI is Rs. 1,16,096 per month for 36 months at 9% on a loan of Rs. 36,50,861, with a down payment of Rs. 9,64,509. This is based on the Anniversary Gold Pinstriping variant's on-road price of Rs. 46,15,370 in Delhi (ex-showroom Rs. 41,96,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Springfield On-road price

Indian Springfield EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 41,96,000
On-road price
: Rs. 46,15,370  (Delhi)
Loan amount
: Rs. 36,50,861  (On-road - Down payment)
Down payment
: Rs. 9,64,509  (On-road - Loan amount)
Monthly EMI
: Rs. 1,16,096  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 83,690  (Check Springfield Insurance)
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Indian Springfield Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 46,15,370
Down payment
Rs. 9,64,509
Loan amount
Rs. 36,50,861
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 1,16,096
Total interest
Rs. 5,28,595
Total payable
Rs. 41,79,456
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Indian Springfield Loan Interest Rates by Bank

Indian Springfield loan rates, 36 months, loan Rs. 36,50,861
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 1,25,666 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,17,889 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,19,525 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 1,24,158 (36 months)
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Indian Springfield EMI by Tenure

For a Rs. 36,50,861 loan on the Anniversary Gold Pinstriping petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 3,19,273 Rs. 1,80,415 Rs. 38,31,276
24 months Rs. 1,66,789 Rs. 3,52,075 Rs. 40,02,936
36 months Rs. 1,16,096 Rs. 5,28,595 Rs. 41,79,456
48 months Rs. 90,852 Rs. 7,10,035 Rs. 43,60,896
60 months Rs. 75,786 Rs. 8,96,299 Rs. 45,47,160
Indian Springfield
Colours
Indian Springfield
Starts at ₹ 41,96,000
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Indian Springfield EMI FAQs

What is the EMI for the Indian Springfield?

Rs. 1,16,096 per month for the Anniversary Gold Pinstriping variant (loan Rs. 36,50,861, 9%, 36 months). Over 60 months it is Rs. 75,786.

What is the down payment for the Indian Springfield?

Rs. 9,64,509 for Anniversary Gold Pinstriping in ZigWheels' default calculation.

Which bank has the lowest rate for a Indian Springfield loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,17,889 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Indian Springfield loan?

Rs. 5,28,595 over 36 months on the Anniversary Gold Pinstriping loan at 9%.

What on-road price is the Indian Springfield EMI based on?

Rs. 46,15,370 in Delhi: ex-showroom Rs. 41,96,000, insurance Rs. 83,690, RTO and other charges Rs. 3,35,680.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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