Ducati Panigale V2 EMI Calculator


Updated on November 2026
The Ducati Panigale V2 EMI is Rs. 53,888 per month for 36 months at 9% on a loan of Rs. 16,94,613, with a down payment of Rs. 6,32,837. This is based on the STD variant's on-road price of Rs. 23,27,450 in Neemrana (ex-showroom Rs. 19,51,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Panigale V2 On-road price | Panigale V2 Mileage

Ducati Panigale V2 EMI and Down Payment

Ex-showroom
: Rs. 19,51,000
On-road price
: Rs. 23,27,450  (Neemrana)
Loan amount
: Rs. 16,94,613  (On-road price - Down payment)
Down payment
: Rs. 6,32,837  (Amount paid upfront)
Monthly EMI
: Rs. 53,888  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 46,269
View November Offers View EMI Offers

Ducati Panigale V2 Bike Loan EMI Calculator

Variant
STD
On-road price (Neemrana)
Rs. 23,27,450
Down payment
Rs. 6,32,837
Loan amount
Rs. 16,94,613
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 53,888
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Ducati Panigale V2 Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 53,888
36 months @ 9%
  • Down paymentRs. 6,32,837
  • Loan amountRs. 16,94,613
  • Total interestRs. 2,45,355
  • Total loan repayment (EMIs)Rs. 19,39,968
  • Total purchase outlayRs. 25,72,805

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the STD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 5,15,042Rs. 1,31,614Rs. 11,79,571
Year 2 Months 13-24Rs. 5,63,357Rs. 83,299Rs. 6,16,214
Year 3 Months 25-36Rs. 6,16,214Rs. 30,442Rs. 0
Image
Do you own a Car or Bike?
  • Interact with community
  • Become a Top Contributor
Add Car Add Bike

Ducati Panigale V2 Loan Interest Rates by Bank

Ducati Panigale V2 loan rates, 36 months, loan Rs. 16,94,613
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 58,330 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 54,720 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 55,479 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 57,630 (36 months)
Apply Now

Ducati Panigale V2 EMI by Tenure

For a Rs. 16,94,613 loan on the STD at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 1,48,196 Rs. 83,739 Rs. 17,78,352
24 months Rs. 77,418 Rs. 1,63,419 Rs. 18,58,032
36 months Rs. 53,888 Rs. 2,45,355 Rs. 19,39,968
48 months Rs. 42,171 Rs. 3,29,595 Rs. 20,24,208
60 months Rs. 35,177 Rs. 4,16,007 Rs. 21,10,620
Ducati Panigale V2
Images | Colours
Ducati Panigale V2
Starts at ₹ 19,51,000
View November Offers
Add your question
Have a question in mind?

Get Answers from over 1.2 million owners and auto-experts

Ask Your Question

Ducati Panigale V2 Variant-Wise EMI

On-road prices in Neemrana. Every variant uses the same rule: the loan runs 36 months at 9%, and the down payment is the on-road price minus the loan.

Panigale V2 Variants Fuel/Transmission Ex-showroom On-road Price Loan @9% Down Payment EMI (36 months)
STD Petrol Rs. 19,51,000 Rs. 23,27,450 Rs. 16,94,613 Rs. 6,32,837 Rs. 53,888
S Red Petrol Rs. 21,53,000 Rs. 25,66,481 Rs. 18,70,632 Rs. 6,95,849 Rs. 59,486
S Yellow Petrol Rs. 21,86,000 Rs. 26,05,531 Rs. 18,99,387 Rs. 7,06,144 Rs. 60,400

How Is the Ducati Panigale V2 EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the STD variant: P = Rs. 16,94,613, r = (9 ÷ 12) ÷ 100 = 0.0075 and n = 36 months, which gives an EMI of Rs. 53,888.

The calculation starts from the Neemrana on-road price of Rs. 23,27,450 (ex-showroom Rs. 19,51,000 plus insurance, RTO and other charges).

Factors That Affect Your Ducati Panigale V2 Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 318 at 9% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 792 to the EMI on a Rs. 16,94,613 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 1,48,196; over 60 months it drops to Rs. 35,177 but you pay Rs. 3,32,268 more in interest.
  • Variant and city: In Neemrana the EMI ranges from Rs. 53,888 (STD) to Rs. 60,400 (S Yellow). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Ducati Panigale V2 EMI vs Ninja ZX-10R, Hayabusa, 1390 Super Duke R

Starting EMI of each model's base variant, worked out the same way as the Ducati Panigale V2: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Kawasaki Ninja ZX-10R STD Rs. 24,78,916 Rs. 57,435 36 months 9% Compare with Panigale V2
Suzuki Hayabusa STD Rs. 21,55,995 Rs. 49,873 36 months 9% Compare with Panigale V2
KTM 1390 Super Duke R STD Rs. 27,35,460 Rs. 63,443 36 months 9% Compare with Panigale V2
Harley-Davidson Sportster S STD Rs. 21,54,685 Rs. 49,843 36 months 9% Compare with Panigale V2

Frequently Asked Questions About Ducati Panigale V2 EMI

What is the monthly EMI for the Ducati Panigale V2?

Rs. 53,888 a month for the STD, on a Rs. 16,94,613 loan at 9% for 3 years. The top S Yellow works out to Rs. 60,400.

How much down payment is required for the Ducati Panigale V2?

About Rs. 6,32,837 for the STD in Neemrana. That's the on-road price of Rs. 23,27,450 minus the Rs. 16,94,613 loan.

How does the loan tenure affect the Ducati Panigale V2 EMI?

Over 1 year the EMI is Rs. 1,48,196 and you pay Rs. 83,739 in interest. Stretch it to 5 years and the EMI drops to Rs. 35,177, but interest rises to Rs. 4,16,007.

Is the Ducati Panigale V2 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Neemrana the STD costs Rs. 23,27,450 on-road, which includes Rs. 46,269 insurance and Rs. 3,30,181 RTO and other charges.

Does the Ducati Panigale V2 EMI calculator include the processing fee?

Yes. The Rs. 5,450 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Ducati Panigale V2 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 16,94,613 loan comes to Rs. 54,720 a month.

Ask or read owner questions on Ducati Panigale V2 Q&A

Ducati Bikes in India

Ducati Bikes in India

Popular Electric Bikes

View All Popular Electric Bikes
  1. Home ›
  2. New Bikes ›
  3. Ducati ›
  4. Panigale V2 ›
  5. Ducati Panigale V2 EMI Calculator
×