Deltic Costa EMI Calculator


Updated on October 2026
The Deltic Costa EMI is Rs. 1,296 per month for 36 months at 9.45% on a loan of Rs. 40,494, with a down payment of Rs. 12,649. This is based on the Lead Acid 48V variant's on-road price of Rs. 53,143 in Delhi (ex-showroom Rs. 49,868). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Deltic Costa EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 49,868
On-road price
: Rs. 53,143  (Delhi)
Loan amount
: Rs. 40,494  (On-road - Down payment)
Down payment
: Rs. 12,649  (On-road - Loan amount)
Monthly EMI
: Rs. 1,296  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 3,275
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Deltic Costa Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 53,143
Down payment
Rs. 12,649
Loan amount
Rs. 40,494
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,296
Total interest
Rs. 6,162
Total payable
Rs. 46,656
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Deltic Costa Loan Interest Rates by Bank

Deltic Costa loan rates, 36 months, loan Rs. 40,494
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 1,394 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,308 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,326 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 1,377 (36 months)

Deltic Costa EMI by Tenure

For a Rs. 40,494 loan on the Lead Acid 48V electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 3,550 Rs. 2,106 Rs. 42,600
24 months Rs. 1,858 Rs. 4,098 Rs. 44,592
36 months Rs. 1,296 Rs. 6,162 Rs. 46,656
48 months Rs. 1,016 Rs. 8,274 Rs. 48,768
60 months Rs. 849 Rs. 10,446 Rs. 50,940
Deltic Costa
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Starts at ₹ 49,868
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Deltic Costa Variant-wise EMI & Down Payment

Costa Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
Lead Acid 48V Electric Rs. 49,868 Rs. 40,494 Rs. 12,649 Rs. 1,296
Lead Acid 60V Electric Rs. 52,188 Rs. 42,516 Rs. 12,984 Rs. 1,361
Lithium ion 48V Electric Rs. 65,528 Rs. 54,137 Rs. 14,920 Rs. 1,733
Lithium ion 60V Electric Rs. 71,908 Rs. 59,695 Rs. 15,823 Rs. 1,911

Deltic Costa EMI FAQs

What is the EMI for the Deltic Costa?

Rs. 1,296 per month for the Lead Acid 48V variant (loan Rs. 40,494, 9.45%, 36 months). Over 60 months it is Rs. 849.

What is the down payment for the Deltic Costa?

Rs. 12,649 for Lead Acid 48V, Rs. 12,984 for Lead Acid 60V, Rs. 14,920 for Lithium ion 48V and Rs. 15,823 for Lithium ion 60V in ZigWheels' default calculation.

What is the EMI for the Deltic Costa Lithium ion 60V variant?

Rs. 1,911 per month on a loan of Rs. 59,695 at 9.45% for 36 months.

Which bank has the lowest rate for a Deltic Costa loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,308 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Deltic Costa loan?

Rs. 6,162 over 36 months on the Lead Acid 48V loan at 9.45%.

What on-road price is the Deltic Costa EMI based on?

Rs. 53,143 in Delhi: ex-showroom Rs. 49,868, insurance Rs. 3,275, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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