CFMoto 650MT EMI Calculator

Updated on October 2026

The CFMoto 650MT EMI is Rs. 14,511 per month for 36 months at 9% on a loan of Rs. 4,56,310, with a down payment of Rs. 1,40,557. This is based on the STD variant's on-road price of Rs. 5,96,867 in Delhi (ex-showroom Rs. 5,29,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: 650MT On-road price | 650MT Mileage

CFMoto 650MT EMI and Down Payment (Delhi)

Ex-showroom

: Rs. 5,29,000

On-road price

: Rs. 5,96,867 (Delhi)

Loan amount

: Rs. 4,56,310 (On-road - Down payment)

Down payment

: Rs. 1,40,557 (On-road - Loan amount)

Monthly EMI

: Rs. 14,511 (For Tenure of 36 months @ 9%; banks start from 10.05%)

Insurance

: Rs. 25,547

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CFMoto 650MT Bike Loan EMI Calculator

On-road price (Delhi): Rs. 5,96,867
Down payment: Rs. 1,40,557
Loan amount: Rs. 4,56,310
Interest rate: 9%
Tenure: 36 months
Monthly EMI: Rs. 14,511
Total interest: Rs. 66,086
Total payable: Rs. 5,22,396

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

CFMoto 650MT Loan Interest Rates by Bank

CFMoto 650MT loan rates, 36 months, loan Rs. 4,56,310
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 15,707 (36 months)
ICICI Bank	10.05% onwards	Rs. 14,735 (36 months)
Axis Bank	11% onwards	Rs. 14,939 (36 months)
Bank of Baroda	13.65% onwards	Rs. 15,518 (36 months)

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CFMoto 650MT EMI by Tenure

For a Rs. 4,56,310 loan on the STD petrol at 9%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 39,905	Rs. 22,550	Rs. 4,78,860
24 months	Rs. 20,846	Rs. 43,994	Rs. 5,00,304
36 months	Rs. 14,511	Rs. 66,086	Rs. 5,22,396
48 months	Rs. 11,355	Rs. 88,730	Rs. 5,45,040
60 months	Rs. 9,472	Rs. 1,12,010	Rs. 5,68,320

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CFMoto 650MT

4.0 3 user reviews

Starts at ₹ 5,29,000

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CFMoto 650MT EMI vs Versys 650, 650GT, 650NK

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Rs. 8.63 Lakh
Versys 650 EMI Compare with 650MT
CFMoto 650GT
Rs. 5.59 Lakh
650GT EMI Compare with 650MT
CFMoto 650NK
Rs. 4.29 Lakh
650NK EMI Compare with 650MT
BMW F 450 GS
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F 450 GS EMI Compare with 650MT

CFMoto 650MT EMI FAQs

What is the EMI for the CFMoto 650MT?

Rs. 14,511 per month for the STD variant (loan Rs. 4,56,310, 9%, 36 months). Over 60 months it is Rs. 9,472.

What is the down payment for the CFMoto 650MT?

Rs. 1,40,557 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a CFMoto 650MT loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 14,735 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a CFMoto 650MT loan?

Rs. 66,086 over 36 months on the STD loan at 9%.

What on-road price is the CFMoto 650MT EMI based on?

Rs. 5,96,867 in Delhi: ex-showroom Rs. 5,29,000, insurance Rs. 25,547, RTO and other charges Rs. 42,320.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on CFMoto 650MT Q&A

CFMoto Bikes in India

CFMoto 300NK
Rs. 2.29 Lakh
292 cc | 33 kmpl | 27.5 bhp
CFMoto 650NK
Rs. 4.29 Lakh
649 cc | 20 kmpl | 60.3 bhp
CFMoto 650GT
Rs. 5.59 Lakh
649 cc | 20 kmpl | 61.7 bhp

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