BYD Seal EMI Calculator
Updated on October 2026
BYD Seal Dynamic Range EMI & Down Payment
BYD Seal Car Loan EMI Calculator
- On-road price (Delhi)
- Rs. 43,86,522
- Down payment
- Rs. 7,37,252
- Loan amount
- Rs. 36,49,270
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 78,437
- Total interest
- Rs. 10,56,950
- Total payable
- Rs. 47,06,220
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BYD Seal Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
 HDFC Bank |
8.85% onwards | Rs. 75,487 (60 months) |
| ICICI Bank |
9% onwards | Rs. 75,753 (60 months) |
| Axis Bank |
9.15% onwards | Rs. 76,019 (60 months) |
| Bank of Baroda |
8.7% onwards | Rs. 75,223 (60 months) |
BYD Seal EMI by Loan Tenure
For a Rs. 36,49,270 loan on the Dynamic Range electric(battery) at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 1,18,610 | Rs. 6,20,690 | Rs. 42,69,960 |
| 48 months | Rs. 93,434 | Rs. 8,35,562 | Rs. 44,84,832 |
| 60 months | Rs. 78,437 | Rs. 10,56,950 | Rs. 47,06,220 |
| 84 months | Rs. 61,529 | Rs. 15,19,166 | Rs. 51,68,436 |
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BYD Seal Variant-wise EMI & Down Payment
| Seal Variants | Fuel/Transmission | Ex-showroom | Loan @10.5% | Down Payment | EMI (60 months) |
|---|---|---|---|---|---|
| Dynamic Range | Electric(Battery) / Automatic | Rs. 41,50,000 | Rs. 36,49,270 | Rs. 7,37,252 | Rs. 78,437 |
| Premium Range | Electric(Battery) / Automatic | Rs. 46,20,000 | Rs. 40,63,178 | Rs. 8,37,527 | Rs. 87,334 |
| Performance | Electric(Battery) / Automatic | Rs. 53,65,000 | Rs. 47,19,267 | Rs. 9,62,107 | Rs. 1,01,435 |
EMI of BYD Seal Rivals – EX40, i4, Macan
-
Volvo EX40
Rs. 49.00 LakhEX40 EMI Compare with Seal
-
BMW i4
Rs. 72.50 Lakhi4 EMI Compare with Seal
-
Porsche Macan
Rs. 89.65 LakhMacan EMI Compare with Seal
BYD Seal EMI – Frequently Asked Questions
What is the starting EMI of the BYD Seal?
The BYD Seal EMI starts at ₹78,437 per month for the Dynamic Range electric(battery) on a ₹36.49 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹43.87 Lakh.
What is the minimum down payment for the BYD Seal?
About ₹7.37 Lakh for the Dynamic Range electric(battery) in Delhi: the on-road price of ₹43.87 Lakh minus a ₹36.49 Lakh loan.
How much total interest will I pay on a BYD Seal loan?
On a ₹36.49 Lakh loan at 10.5% for 60 months you pay ₹10.57 Lakh in interest, or ₹47.06 Lakh in total.
What is the BYD Seal EMI for a 3-year versus a 7-year tenure?
For a ₹36.49 Lakh loan at 10.5%, the EMI is ₹1,18,610 per month over 3 years (₹6.21 Lakh interest) and ₹61,529 per month over 7 years (₹15.19 Lakh interest).
Which bank has the lowest interest rate for a BYD Seal loan?
Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹75,223 per month on a ₹36.49 Lakh loan for 60 months.
What is the EMI of the top BYD Seal variant?
The Performance costs ₹1,01,435 per month on a ₹47.19 Lakh loan at 10.5% for 60 months.
How is the BYD Seal down payment calculated?
Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.
BYD Seal 2026 Brochure
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